Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job Description
The Credit Analyst develops, analyses, and monitors credit strategies for VAF Originations (New Business), ensuring an optimal balance of risk and reward to maximize profitability within the defined risk appetite in Personal and Private Banking
Qualifications
Type of Qualification: First Degree
Field of Study: Mathematical Sciences, Risk Management, Quantitative Studies
Experience Required
Credit Risk – PPB
Risk & Corporate Affairs
5-7 years
The role requires an individual with Banking and Credit Risk Management experience. Experience across the Credit Risk Management value chain would be required and includes experience within originations, account management, collections and payments. Experience in a credit risk or related analytical environment would be required.
Additional Information
Behavioural Competencies:
- Adopting Practical Approaches
- Checking Things
- Embracing Change
- Establishing Rapport
- Following Procedures
- Interpreting Data
- Meeting Timescales
- Producing Output
- Providing Insights
- Taking Action
- Thinking Positively
- Upholding Standards
Technical Competencies:
- Active Listening
- Project Management (Project Mgmt)
- Quant Skills
- Risk Awareness
- Risk Identification
- Risk Management
- Risk Reporting
- Risk Response Strategy
- Verbal Communication
- Workflow Management
Top Skills
What We Do
As a brand with a legacy of 161 years in Africa, we have a deep understanding and belief in the boundless opportunities that this continent presents. Our vision extends beyond mere geography; it encompasses a profound recognition of the potential for growth that resonates within our people, customers, entrepreneurs, and all who share our unwavering commitment and passion for investing in Africa. With a presence in 20 countries across sub-Saharan Africa, we have cultivated a diverse community of the most skilled, innovative, and creative minds in the industry. Our purpose is to drive Africa's growth, acting as a catalyst for inclusive and sustainable economic development in the regions we serve. We strive to improve the lives of our fellow Africans by conducting business in an ethical and responsible manner. As a trusted partner, we consistently set higher standards and aspire to become better with each endeavour. We are more than just a banking institution; we are a driving force behind Africa's growth. Join us on this transformative journey. Together, we have the collective power to propel Africa into the future, making tangible progress for all who proudly call Africa home.