In Younited our mission is to redefine e-credit processes to become your trusted financial partner. 🤝🏼
Our vision is to help you achieve your financial wellbeing. 💸
We also have started the process to become B-Corp certified. 🗺️
We are the leading provider of instant credit for the e-economy in Europe. Constant innovation, cutting-edge technology and an exceptional user experience have enabled nearly overe 1.2 million customers to access instant credit in a simple and transparent way, to renovate their home, go on vacation or buy a new smartphone.
We offer both credit and payment solutions :
- directly to consumers (Younited Credit / Younited Pay)
- via partners (banks, fintech & insurers who want to develop consumer lending activities, and retailers, telecom operators, e-merchants who want to offer their customers the easiest solution to pay in installments).
Some key figures about the Younited group :
1. Younited is present in 4 European countries🌍
2. Younited employs over 600 people in Paris, Rome, Barcelona, Lisbon🚀
3 Younited has forged several partnerships with prestigious players including Orange Bank, Microsoft, Bpifrance, Apple Premium Resellers, N26, Fortuneo and Lydia 💣
Our 5 corporate values that guide us every day:
1. Make it Simple: Go for simplicity at all levels of the customer experience and the organization. Be transparent.
2. Act as an entrepreneur: Take responsibility for your subjects, work as a team. Dare, try, accept to fail.
3. Innovate or die: Challenge the status quo, try the impossible!
4. Faster is better: Value speed over perfection. Align with priorities.
5. No limit: Be free, stay humble.
For its team based in Rome, Younited is looking for a Risk & Data Analyst.
The selected professional will join the Risk & Pricing team, specifically integrating into the strategic Risk area. This area is crucial for managing and optimizing the risk performance of Younited's credit portfolio.
The Risk & Data Analyst will operate under the direct supervision of the Risk & Pricing Manager, actively contributing to risk assessment and mitigation strategies. 🚀
The Risk & Data Analyst will play a central role in the following activities:
• Data-Driven Risk Monitoring: Oversee comprehensive monitoring and analysis of risk KPIs across all product lines, transforming complex data into strategic insights that drive proactive risk management.
• Policy Development and Optimization: Innovate and refine risk and fraud policies, focusing on emerging areas such as Instant Credit and new Credit Bureau services, to strengthen decision-making integrity and operational efficiency.
• Strategic Collaboration and Business Growth: Partner with cross-functional teams, both locally and with Paris-based central risk, to support high-impact initiatives, including Open Banking and Pay product launches, ensuring risk management excellence aligns with business growth.
What we are looking for:
• Bachelor's/Master's degree in Economics, Statistics, Mathematics, or Engineering 👨🏻🎓👩🏻🎓
• Knowledge of the banking/financial sector 🏦
• Excellent knowledge of the Office package (Excel, PowerPoint, Word) 💻
• Excellent knowledge of the English language 🔝
• Nice to have: knowledge of PowerBI and Python
• Proactivity in supporting strategic initiatives and ability to actively contribute to continuous improvement.
• High competence in data analysis and strong orientation towards solving complex problems.
• Time management skills and the ability to prioritize activities in a fast-paced and dynamic work environment.
• Effective communication skills, both in teamwork and in interactions with internal and external stakeholders.
• At least 2 years of experience in the banking/financial sector
Office & Team Life
- A central building in Rome…few steps from Villa Borghese 🌳
- Free coffee and a comfy kitchen to relax and do your lunch break ☕
- Free Beer every Friday 🍻
- Biliardino and playstation 🎮
- The latest in Hardware equipment 💻
Experience Our Younited Life Benefits
- Flexible Remote Policy 🏡🏢
- Parenting Policy 🚸
- A competitive salary package 🤑
- Welfare for you and your family 🫂
- Ticket Restaurant 🍽️
Ready to lead the instant credit revolution? Want to become the next Younie? Apply and let's meet 😎
Top Skills
What We Do
We’re hiring ! Find all our job positions here : https://bit.ly/join-us-at-younited 🚀 -- About Younited: Younited is the leading instant credit provider for the e-economy in Europe. Constant innovation, cutting-edge technology and exceptional user experience have allowed nearly a million customers to have access to instant, simple and transparent credit to refurbish their home, go on holiday, or buy a new smartphone. Younited provides instant credit throughout the customer journey, shopping or banking, online or in store, with a single Younited customer experience. Up to €50,000. Up to 84 months. Instantly. Younited is the leader in 5 European countries and generates more than 2 billion euros in yearly GMV, with nearly 50% of its business outside France. As the pioneer in personalized budget coaching, Younited deploys a credit strategy at the service of all to promote more transparency and more inclusiveness. Younited has launched the process to become a certified B-Corp. -- Younited is fully EU-authorized as a Credit Institution - Investment services provider by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) and the Autorité des Marchés Financiers (AMF) since the 23/09/2011 (Authorization number : 16488). Younited was founded by Charles Egly (ex-BNP Paribas, Group CEO) and Geoffroy Guigou (ex-McKinsey, COO). To read our charter regarding the protection of your personal data, please visit : https://bit.ly/younited-legal-careers
