At Prodigal, we’re reshaping the future of consumer finance. Founded in 2018 by IITB alumni, our journey began with one bold mission: to eradicate the inefficiencies and confusion that have plagued the lending and collections industry for decades.
Today, we stand at the forefront of a seismic shift in the industry, pioneering the concept of consumer finance intelligence. Powered by our cutting-edge platform, Prodigal’s Intelligence Engine, we’re creating the next-generation agentic workforce for consumer finance—one that empowers companies to achieve unprecedented levels of operational excellence.
With over half a billion consumer finance interactions processed and a growing impact on more than 100 leading companies across North America, we’ve established ourselves as the go-to partner for organizations that demand more from their AI solutions. Our unparalleled experience, coupled with our trusted customer relationships, uniquely positions us to build generative AI solutions that will revolutionize the future of consumer finance.
At Prodigal, we are driven by a singular, unrelenting purpose: to transform how consumer finance companies engage with their customers and, in turn, drive successful outcomes for all.
Prodigal is looking for a Senior Software Engineer for the Platform team who will play a key role in building Prodigal’s Intelligence Engine (PIE). Read more about PIE here.
🏆 Responsibilities
- Design and architect systems for scale, build robust platforms and applications
- Code, design, and test in a heterogeneous technology environment
- Conduct code reviews & documentation as well as take on complex bug fixes, especially on high-risk problems
- Curious to learn and work on multiple programming languages. Our tech stack includes python, golang and nodejs
- Conduct performance analysis, capacity management and troubleshoot large scale distributed systems
- Accountable for non-functional aspects of the services and strive to improve on key technical metrics
- Ensure quality and completeness of the product through unit, integration, and regression capabilities
- Partner across the engineering team to take on company-wide initiatives spanning multiple projects. Influence the technical direction for the team and mentor junior engineers
- Ensure the quality of architecture and design of systems. Responsible for end-to-end architecture, high-level design/low-level design of various systems and applications.
- You will also be responsible for writing code and deploying these enterprise-grade applications to production including operational excellence
✅ Requirements
- B.Tech./BE/M.TechEquivalent in Computer Science or equivalent experience
- 4+ years of experience in architecting, designing and writing code for high throughput, distributed, data platforms
- Strong experience with NoSQL & SQL databases, Datawarehouse, Datalakes such as MongoDB, DynamoDB, Postgresql, Redshift, Snowflake, BigQuery etc
- Strong hands-on experience on writing scalable, secure and highly available software applications. Should be open to learning and quickly adopting new languages. Our tech stack includes Python, Golang, Nodejs in that order
- Experience working with AWS services, Docker, Kubernetes and DevOps tools
- Experience working with logging and monitoring tools such as Sentry, CW, Prometheus, ELK etc
- Strong expertise in troubleshooting complex production issues. Strong expertise in troubleshooting someone else's code
- Bonus : Foundational knowledge in fundamentals of Machine Learning and Artificial Intelligence
- Good problem solving, critical thinking, and communication skills. Should be able to find the right balance between perfection and speed of execution
- Self-starter and self-learner, who never settles, is ready to jump into a variety of technologies and languages and is able to coordinate and collaborate with other team members
- Comfortable working in a fast paced environment while continuously evaluating emerging technologies
⚙️ Our Tech Stack
- Services built on Python, Golang & Nodejs
- Databases - MongoDB, Postgres, Databricks
- Deployments on EKS, EC2, Lambda Databricks and other AWS services
- GenAI tools : Cursor, Devin, Lovable, Bolt, Claude, ChatGPT, Perplexity
Mode of Work - In-Office (Bengaluru or Mumbai)
🎁 What we offer
- GenAI experience – Work directly in the innovative field of GenAI, shaping groundbreaking projects that redefine consumer finance intelligence.
- World-class team - You'll get the chance to learn from (and teach) some of the brightest and most skilled people you'll ever meet. Our team members have been part of BCG, Deloitte, EY, Blackstone, Meta, Amazon and are IIT, IIM, BITS alumnus.
- Continuous education - As relentless seekers of knowledge, we sponsor and support any training materials, books, courses, and exam fees for upskilling yourself in areas related to your role - but that's not where it ends. If you make a good case for some extra learning, we're delighted to foot the tab.
- Food at the office – Meals are on us. We won't let your stomach grumble while you hustle.
- Health insurance - Health always comes first. The health of your family is as important to us, as it is to you. We offer insurance coverage for both you and your family.
- Flexible schedule - We're not a "clock in, clock out" company. Morning person? Start work while the world's still sleeping. Night owl? Ramp things up while others are winding down. You're fully trusted to create the right conditions for your own personal peak productivity. We only ask that you be available to your teammates for seamless collaboration.
- Generous leave policy - Take all the time you need to recharge your batteries - no cap on vacation here. Because a rested, relaxed, and refreshed mind is a happy and effective mind.
- Recreation & team activities – We regularly indulge in friendly football, table tennis, cooking sessions and challenge each other to do those extra push ups or chug that 4th drink (of course that’s Nimbu Pani).
From day 1, Prodigal has been defined by talented, humble, and hungry leaders and we want this mindset and culture to continue to blossom from top to bottom in the company. If you have an entrepreneurial spirit and want to work in a fast-paced, intellectually-stimulating environment where you will be pushed to grow, then please reach out because we are looking to build a transformational company that reinvents one of the biggest industries in the US.
To learn more about us - please visit the following:
Our Story - https://www.prodigaltech.com/our-story
What shapes our thinking - https://link.prodigaltech.com/our-thesis
Our website - https://www.prodigaltech.com/
Top Skills
What We Do
Prodigal is a pioneer of Collection & Servicing Intelligence, a new category of AI software, which enables banks, lenders and collection agencies of all sizes to quickly and efficiently collect accounts receivables. Our cloud-native, Collection & Servicing Intelligence platform delivers actionable insights for banks, lenders, and ARM agencies to maximize revenue, optimize operations, and minimize compliance risk.
Prodigal delivers artificial intelligence and machine learning capabilities to lenders and ARM agencies. Prodigal restores value from accounts past due and improves servicing productivity while retaining customer loyalty. We empower entire teams from executive leadership to representatives with data and insights needed to segment and prioritize accounts, to enhance portfolio yield, and to address procedural and legal (TCPA, FDCPA, UDAAP, ...) non-compliance.
With our Collection & Servicing Intelligence Platform, senior executives have complete intelligence about expected liquidation, aggregated agent productivity, and FDCPA/TCPA non-compliance in real-time — an imperative for a modern collections business in an increasingly regulated environment.
Prodigal is headquartered in the heart of Silicon Valley (Sunnyvale, CA) and is founded by industry veterans with deep expertise in financial services, predictive modeling, speech AI and core engineering.
Our investors include top tier investors like Menlo Ventures, Accel andY Combinator. Prodigal has been featured in TechCrunch, American Banker, CBS News, Fortune, insideARM and other leading technology and financial services news sites.
_0.png)
