Pricing Manager Spain and Portugal

We are YounitedEurope's leading provider of instant credit, active in five countries: France, Spain, Portugal and Italy. Backed up by almost €500 millionequity raised in several rounds, we managed to disburse more than €2 billion in consumer loans and to secure partnerships with Apple, Microsoft, Telefonica and Orange Bank (to name a few). 

At Younited, we pride ourselves on three core pillars: constant innovation, use of data, and exceptional user experience. We are also utilizing our credit strategy to foster a more transparent and equitable financial system: as a testament to our commitment, we are in the process of becoming a certified B-Corp company. 

Do you enjoy challenges? We are looking for someone with an analytical mindset, an excellent networks skill and a strong ambition to grow our businesses in Spain and Portugal. Within a dynamic and a start-up environment, we want you to develop yourself and gain experience in one of the most exciting European Fintech. Join our thrilling mission! 

On the role:

You will be playing a critical role in our organization developing pricing strategies aligned with market dynamics and business objectives, driving revenue growth and profitability of our different business lines: Partnerships, Direct to Consumer, Payment solutions.

You will be...

• Developing and implementing pricing strategies that enhance Return on Assets
• Working closely with other teams to track and share any relevant changes
• Monitoring and reporting on pricing performance and competitiveness
• Defining pricing strategy by evaluating margin impact, incremental volumes, risk levels and competitor pricing
• Assisting in creating promotional campaigns, and conducting pricing optimization and cost-benefit analysis
• Developing pricing proposals for new products and services
• Tracking market trends and keeping up to date on prices set by competitors
• Collaborating with risk, marketing, partners on pricing decisions
• Staying updated with pricing best practices and market dynamics

The perfect fit:

• Has strong analytical skills, both quantitative and qualitative
• Business oriented, with ability to understand P&L and the different drivers in profitability.
• Is proficient in Excel (programming skills not required)
• Is eager to learn and motivated to take on a new challenge in a key position
• Has strong communication skills
• Has a high level of English
• As a bonus: Has knowledge of pricing strategies in the Spanish and/or Portuguese financial market – specifically in consumer loans

What we bring to the table:

• Permanent contract
• Flexibility (working hours, remote work, etc.)
• Training with immersion in different departments
• Opportunity to join a team with diverse nationalities and a youthful environment
• Fun and learning at our local and international events
• Opportunities to participate in social initiatives

We value teammates who can make a direct impact on the business and actively participate in its growth. Ambition, optimism, flexibility, and self-motivation are essential qualities for working with us!

By working with us, you can expect professional growth and development, ensuring you continue to learn and improve every day. If this aligns with your career goals, apply now—we look forward to meeting you!