About Upstart
Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than two-thirds of Upstart loans are approved instantly and are fully automated.
Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.
Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you!
The Team
Upstart’s Operations team is the fastest growing team in the org and we're seeking Operations Contractors to support our Onboarding organization. In this flexible role, you will support the operations of one or more of our core business verticals based on the needs of our business.
As an Operations Associate contractor, your impact will be immediately felt by our customers as you assist with reviewing loan applications and directly interact with customers each and every day by phone or through email correspondence.The role requires excellent verbal and written communication skills, strong analytical and problem-solving abilities, and a passion for high-quality customer service.
Full Time Contractor Schedule
- Tue-Sat 11:30-8pm ET
Part Time Contractor Schedule
- Sun-Wed 9-2pm ET
Must be able to attend the onboarding training schedule: M-F 9-5:30pm EST (for the first 4 weeks).
Position Location - This role is available in the following locations: Columbus, OH.
Time Zone Requirements - This team operates on the East/West Coast time zones.
Travel Requirements - While majority of your work can be completed remotely, this team has regular on-site collaboration sessions. You must be located within a 60 mi radius of the Columbus, OH office and align to going into the Columbus office when requested by leadership.
How you’ll make an impact:
- Process loan applications by reviewing all documents submitted from potential borrowers and/or requesting additional documentation as needed to drive applications to a final state. Document reviews include employment, income, identity, and tax documents.
- Communicate and support applicants either over the phone or through written correspondence regarding the status of their application, troubleshooting application issues, answering questions regarding loan repayments, and guide customers through self-service options online and through delinquency related issues - all while providing a pristine customer experience.
- Build trust and cultivate borrower, investor, and colleague relationships.
- Complete additional ad hoc tasks as assigned to aid in the operational goals of the operations department and customer experience team.
What we’re looking for:
- Minimum qualifications:
- 1+ year of experience in customer service, phone support, loan processing or similar at a Financial Institution.
- Be available to work a minimum of 20 hrs per week for the part time shift, including one weekend day and have the ability to flex up to 40 hours on a short notice based on operational needs.
- Be available to work a minimum of 40 hrs per week for the full time shift, including one weekend day.
- Passion for delivering a great customer experience.
- Ability to interpret written policy and procedures and apply to the present situation.
- Strong written and verbal communication skills and the ability to address applicants in an objective yet empathetic manner.
- Impeccable judgment and acute attention to detail; ability to identify/anticipate customers’ needs and clarify information.
- Proven track record of excelling in a metric based environment.
- Preferred qualifications:
- Familiarity with loan processing, financial statements, tax documents, and payroll.
- Previous experience working in a customer service role.
- Previous experience working in a production based, remote environment.
- BA/ BS degree, Associates degree, or equivalent work experience.
#LI-Entry
This is a Non-Exempt position. Employees in this position are paid an hourly pay rate, on a bi-weekly basis, and are eligible to receive overtime pay for any hours worked over 40 in a work week, or over 8 in a work day if required by state law.
Columbus,OH - Anticipated Annualized Base Salary Range
$43,992—$43,992 USD
Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together.
If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email [email protected]
https://www.upstart.com/candidate_privacy_policy
What the Team is Saying
What We Do
Upstart is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products. With Upstart's AI, lenders can approve more borrowers at lower rates across races, ages, and genders, while delivering the exceptional digital-first experience customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload. Founded in 2012, Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar “relief” loans.
If you are energized by the impact you think you could make at Upstart, we'd love to hear from you!
Why Work With Us
Connection to our mission creates a special environment where people feel passionately about the impact they make in the world. Upstart is fast-paced, and we encourage ownership at all levels of the organization. As a result, culture at Upstart is driven by Upstarters. Upstarters are proactive, talented, multi-dimensional and collaborative.
Gallery
Upstart Offices
Remote Workspace
Employees work remotely.
Upstart has a digital-first model enabling most Upstarters can live and work anywhere in the U.S. We also offer in-person options from our office locations in San Mateo, California; Columbus, Ohio; and Austin, Texas.
