National Director - Pricing and Margin Management Administration

Join the company defining what it means to be an Impact Lender!

Mortgages are what we do, but that doesn't define who we are. In 2008, Movement disrupted the industry with the innovative 6-7-1 mortgage process. In 2023, we pioneered again, helping launch Impact Lending – a new category of lending. Any mortgage lender that commits at least 10% of its profits to helping the neighborhoods it serves is an Impact Lender.

At Movement, we are Impact Lenders. We give 40%-50% of our profits to making an impact in our communities. For us, purpose and people have always come before profit.

Responsibilities:

• Conduct ongoing economic, financial, competitive, and pricing analysis at the corporate and branch levels.
• Support and enhance detailed pricing models that evaluate margins and price concession behavior activity.
• Proactively and routinely check and assess competitor pricing strategies to find opportunities to gain a competitive advantage and to improve the company’s volume and margin position through pricing adjustments or corporate or branch level campaigns.
• Work with executive level management to determine necessary changes to pricing structure or to set up promotional campaigns to drive volume.
• Set pricing margin strategies by market in coordination with sales leaders to drive volume and/or profitability goals.
• Generate regular executive level reports on pricing and volume performance, including profitability metrics, market share, and key trends.
• Conduct ad hoc reporting and analysis to ensure product sales mix and margin meet the company’s goals and to improve performance where applicable.
• Support recurring touchpoints with the sales leaders to ensure alignment between selling partners and pricing team.
• Stay informed about and adhere to all relevant mortgage lending regulations, including guidelines on pricing practices.

Qualifications:

• 10+ years in the mortgage industry.
• 5+ years mortgage capital markets experience.
• 5+ years’ financial modeling experience.
• Solid working knowledge of capital markets, pricing strategies and inputs.
• 2+ years’ experience working with industry Product and Pricing engines.
• Strong proficiency in financial modeling using spreadsheet software to analyze complex financial scenarios and to calculate loan profitability Market Analysis.
• Strong mathematical and statistical skills to analyze pricing metrics and make informed decisions.
• Knowledge of current mortgage lending regulatory compliance regulations.
• Strong written and verbal communication skills to clearly articulate pricing strategies to various stakeholders, including sales teams, executive level management, and compliance officers.
• Knowledge and experience with project coordination/management methods preferred.
• Solid understanding of financial modeling
• Technical capabilities in Excel, DOMO (Business Intelligence platform), SQL, and Tableau.
• Ability to gain content knowledge quickly and a demonstrated ability to work effectively in a rapidly changing environment.
• Bachelor’s degree in business, finance, or related field needed.
• Managerial experience needed.

The expected salary range for this position is between:

$156,600.00 - $226,000.00

The range for the position in other geographies may vary based on market differences. The actual compensation will be determined based on experience and other factors permitted by law.

We also offer a benefits package that includes:

• Competitive pay

• Benefits Offered: Medical, Dental, Vision, Life, Disability, Critical Care, Hospitalization, HSA, FSA, DCFSA and QTE

• Retirement plan: 401(k) and Roth

• Paid Time Off: 16 days front loaded. Prorated based on the start date month

• 11.5 paid holidays per year

• Employee assistance program

• Excellent career growth opportunity

• Fun, team-focused working environment

• Employee driven community outreach program

• Relocation packages available

The application window is anticipated to close on:

February 28, 2025

We’re definitely not your average mortgage company. When you’re ready to grow your career AND your impact, we’re ready for you. We’re also one of the nation’s top lenders and are redefining corporate culture. We work hard, we have fun, we invest in our people and we make a difference. Sound like a plan? Good. Learn more at www.movement.com.