Job Description
Join J.P. Morgan's Asset and Wealth Management as a Mortgage Specialist, where you'll play a crucial role in ensuring the highest quality standards across mortgage operations, supporting ultra and high net worth clients with precision and compliance, while driving innovation and excellence in service delivery.
As a Mortgage Specialist within the Wealth Management Quality Control Operations team, you will play a crucial role in reviewing activities across the Mortgage Line of Business to ensure they meet business expectations and regulatory compliance. Your responsibilities will include conducting quality control reviews as part of the Mortgage Production QC team, managing turn-times, and upholding high standards of quality and compliance. You will also be in charge of daily SLA management, with a focus on file accuracy, prompt review of rush files, and quality and dispute assessments. Furthermore, you will have the opportunity to contribute to innovation projects and suggest improvements to procedures.
Job Responsibilities:
- Maintain high standards and adhere to all process controls without lapses.
- Handle issues and escalate to management when necessary.
- Interact with different stakeholders to resolve process issues and play a key role in enhancing process controls.
- Suggest process enhancements and possible automations for better controls, and perform periodic risk and controls analysis with the team for process risk valuation.
- Organize effectively, set priorities, and manage the pipeline proficiently.
- Achieve daily production targets consistently and complete priority reviews within stipulated timelines.
- Hold at least a Bachelor's degree and be willing to work on North America schedules, with the ability to adjust hours for Daylight Savings Time.
- Bring 2+ years of experience in US mortgage loan originations, with a preference for experience in Quality Control processes.
- Possess excellent written and verbal communication skills for resolving issues with internal and external parties.
- Demonstrate expertise in mortgage concepts, a working knowledge of major US Mortgage Regulations, and a detailed understanding of the mortgage origination life cycle.
- Be proficient in analyzing documents such as Title, Homeowners Insurance/Flood, and Appraisal, and experienced in production management, work allocation, prioritization, exception handling, process documentation, and Microsoft Office applications (Word, Excel, Outlook).
Required Qualifications, Capabilities and Skills:
- Hold at least a Bachelor's degree.
- Willing to work on North America schedules, Able to adjust work hours slightly during Daylight Savings Time.
- Have 2+ years of experience in US mortgage loan originations.
- Possess excellent written and verbal communication skills for issue resolution with internal and external parties.
- Demonstrate expertise in mortgage concepts and working knowledge of major US Mortgage Regulations.
- Have a detailed understanding of all stages of the mortgage origination life cycle.
- Proficient in analyzing documents such as Title, Homeowners Insurance/Flood, and Appraisal.
- Experienced in production management, work allocation, prioritization, exception handling, and process documentation.
- Proficient in Microsoft Office applications, including Word, Excel, and Outlook.
Preferred Qualifications, Capabilities, and Skills:
- Experience in Quality Control processes is preferred.
About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
About the Team
J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.
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What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands.
Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products.
Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com.
©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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