Manager, Credit Digitisation

Posted 4 Days Ago
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Johannesburg, City of Johannesburg, Gauteng
Senior level
Financial Services
The Role
The role involves managing the digitisation of the Credit and Lending processes within the Business Unit, optimizing workflows for efficiency, and ensuring compliance across various credit systems. It also requires leading projects and navigating complex lending environments while addressing risks and change management.
Summary Generated by Built In

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

Build, manage and guide the digitisation of the Business Unit Credit and Lending environment by executing on the agreed Lending Journeys and Digitisation initiatives for Business Lending/CAF/Specialised products and optimise credit processes to create a streamlined and efficient end to end lending experience. Manage the relevant credit systems and ensure that all data, compliance, legal, operational and change risk management is managed.

Qualifications

Minimum Qualifications
Type of Qualification: First Degree
Field of Study: Business Commerce, Banking, Information Technology
Experience Required
Credit Risk – BCB
Risk & Corporate Affairs
5-7 years
Experience in the Credit environment, specifically the credit processes related to Business Lending, CAF and specialised products (Commercial Property Finance, Debtors Finance, Trade Finance etc) , as well as the legal, compliance and regulatory environment that must be complied with. Exposure to lending and credit processes to build the required capability within a complex lending environment. Experience with delivering on projects with milestones and deliverables. 
Experience in change management and commercial asset finance is preferable.

Additional Information

Behavioral Competencies:

  • Adopting Practical Approaches
  • Challenging Ideas
  • Convincing People
  • Developing Expertise
  • Embracing Change
  • Exploring Possibilities

Technical Competencies:

  • Agile Development
  • Business Process Improvement
  • IT Systems
  • Legal Knowledge
  • Loan Processing
  • Technology Orientation

Please note: All our recruitment processes comply with the applicable local laws and regulations.

We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or [email protected]

Top Skills

It
The Company
Johannesburg
63,856 Employees
On-site Workplace
Year Founded: 1862

What We Do

As a brand with a legacy of 161 years in Africa, we have a deep understanding and belief in the boundless opportunities that this continent presents. Our vision extends beyond mere geography; it encompasses a profound recognition of the potential for growth that resonates within our people, customers, entrepreneurs, and all who share our unwavering commitment and passion for investing in Africa. With a presence in 20 countries across sub-Saharan Africa, we have cultivated a diverse community of the most skilled, innovative, and creative minds in the industry. Our purpose is to drive Africa's growth, acting as a catalyst for inclusive and sustainable economic development in the regions we serve. We strive to improve the lives of our fellow Africans by conducting business in an ethical and responsible manner. As a trusted partner, we consistently set higher standards and aspire to become better with each endeavour. We are more than just a banking institution; we are a driving force behind Africa's growth. Join us on this transformative journey. Together, we have the collective power to propel Africa into the future, making tangible progress for all who proudly call Africa home.

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