Solaris is a tech company with a full German banking license. Our Banking-as-a-Service platform enables businesses to offer their own financial products. With our straightforward APIs, our partners can access and integrate a wide range of solutions such as digital banking, payments, cards, identification and lending services. As a market leader we are driven by bringing transformational change to the financial services industry.
We love what we do and we love our team. We are 700+ people from over 60 nationalities - a unique blend of techies, fintech enthusiasts, bankers and entrepreneurs from various industries. Our routines are built around genuinely valuing and exchanging different perspectives as well as actively sharing knowledge as we drive our business as a team. We believe and invest in personal growth.
About Your Future Team
You will be a member of the Financial Risk Management & Risk Controlling Team (FRM & RC). FRM & RC is a small team entrusted with managing and controlling the overall risk positions at both the bank and group level. This includes managing counterparty risks, market risk (including interest risk position), and overseeing risk controlling activities related to ICAAP, ILAAP, and others.
Your Role
- Responsible for ICAAP Processes and Risk Controlling Processes (identify, assess, mitigate, monitor, communicate risks).
- Carry out risk inventory and create the overall risk profile of the bank and the group.
- Maintain and develop methods related to Financial Risk Management, including Counterparty Risk, Interest Risk, Liquidity Risk, and others.
- Calculate risk exposures, monitor limits, and assess the risk-bearing capacity for the bank and at the Group level.
- Improve our Risk Management Systems, data systems, and models.
- Monitor the risk situation and risk-bearing capacity, reviewing set limits for the bank and the group.
- Prepare risk reports and present results to stakeholders.
- Realize stress tests for different risk categories, including overall stress test calculations.
- Validate used methods and models or review validation reports on different risk categories.
- Participate in new product development or implementation of new regulatory requirements related to risk management and risk controlling.
We'd love to see
Depending on your level of experience, your responsibilities and scope of role will range. We don’t care much about fancy titles, but rather about real personal and professional development, as laid out in our learning framework. Let’s figure together out how you can contribute to our team.
- 3+ years of experience in financial risk management, finance, controlling, or treasury-related fields.
- Knowledge of finance, accounting, risk management, mathematics, or statistics.
- Educational degree in Business Administration, Economics, Finance, Accounting, Mathematics, or any other related field.
- Solid Excel skills, and a proficiency in R, Matlab, or Python is a plus.
- Knowledge of European and German banking regulations related to risk management.
- You are fluent in English to engage with all international team members within the company. German communication skills is a strong advantage.
- Analytical and detail-oriented.
- Integrity and the ability to actively contribute to the company culture.
What We Offer
- We have a "remote-friendly" working arrangement
- Home office budget
- Health and development budget
- Transparent framework to support your career goals
- Competitive salary
While job ads usually paint an ideal picture of a candidate, studies show that most applicants meet an average of 60% of the criteria. Unfortunately, many promising candidates tend to apply only if they meet all the criteria. So if you think you have what it takes, but don't necessarily meet every single item in the job description, please contact us anyway. We'd love to talk with you and find out if you might be a good fit for us.
At Solaris, we are committed to nurturing an inclusive environment, where all Solarians feel valued, respected and supported. We are dedicated to building a diverse workforce that reflects the diversity of our communities. We are committed to equal employment opportunity regardless of color, ethnicity, religion, sex, origin, disability, marital status, citizenship, or gender identity. We are proud to be an equal opportunity workplace. If you have a disability or special need that requires accommodation, please let us know. Information on data processing:
DE: https://www.solarisgroup.com/gdpr_notice_de
EN: https://www.solarisgroup.com/gdpr_notice_en
To all recruitment agencies: Solaris does not accept unsolicited agency resumes. Please do not forward resumes to our jobs alias, Solaris employees or any other venture in our ecosystem. Solaris is not responsible for any fees related to unsolicited resumes.
Top Skills
What We Do
Solaris is Europe’s leading embedded finance platform empowering the future of financial services. We enable businesses to easily offer trusted and innovative financial services to their customers. Through simple APIs that can integrate our banking services directly into any product or service, we combine the best of the worlds of technology and banking