Financial Analysis

Job Description
DESCRIPTION:
Duties: Preparation and analysis of profitability reporting packages. Preparation of annual operational budgets, forecasts and business plans for the Partnerships business. Preparation of monthly earnings estimates and earnings variance explanations. Provide timely and accurate information and analysis to support management decision making. Track and report performance against financial and non-financial metrics. Verify the accuracy and adherence to company policy of all expense related line items. Create templates, models and schedules for forecast/budget submissions and preparation of management reports. Facilitating departmental expense planning/forecasting activities by providing historical financial trend data, operating results and analytical support. Maintain/populate a database of financial information for analyzing new volume metrics, portfolio metrics, operating costs and performance metrics. Serve as a financial liaison between the functional areas and the CFO organization. Prepare presentations for management review. Support the Partnerships Finance Team in Management Reporting related to the Auto Finance Manufacturer Partnerships organization. Create meaningful reports and analysis. Drive ad hoc and special projects. Develop and enhance financial assumptions for profitability models and new business initiatives including associated sensitivity analysis. Support review and enhancement of revenue and expense assumptions used to establish models for pricing. Provide thought leadership and mentorship to junior staff in the team. This position supervises 2 employees (2 Financial Analysis).
QUALIFICATIONS:
Minimum education and experience required: 3 or 4 Bachelor's degree in Finance, Accounting, Business Management or related field of study plus 7 years of experience in the job offered or as Associate, Analyst, or related occupation. The employer will alternatively accept a Master's degree in Finance, Accounting, Business Management or related field of study plus 4 years of experience in the job offered or as Associate, Analyst, or related occupation.
Skills Required: Requires experience in the following: Financial analysis or accounting, working in banking and financial institutions; banking balance sheet and profit & loss statements (Net Interest Income, Expenses, and other revenue); corporate finance (Capital, Funding, NPV); calculating key metrics (Return on Equity, Return on Assets; Discounted Cash Flow); analytics; financial modeling and forecasting (annual budget, rolling and forecasting revision and variance analysis); Analysis & interpretation of micro & macro economic variables & drivers, FAS91 deferral (costs associated with originating loans and leases); operating expense management; Advanced excel, PowerPoint, Essbase; SQL; and SAP.
Job Location: 300 N King St, Wilmington, DE 19801. Telecommuting permitted up to 40% of the week.
About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.