Financial Analysis - Senior Associate

Job Description
The Manufacturer Partnerships finance team serves as a planning and analytical resource to help executives manage, forecast, plan and gain insight into the financial profitability of the business.
As a Financial Analysis Senior Associate on the Chase Auto Finance team, you and the team will be responsible for preparation and analysis of profitability reporting packages; preparation of annual operational budgets, forecasts and business plans for the Partnerships business; preparation of monthly earnings estimates and earnings variance explanations; providing timely and accurate information and analysis to support management decision making. You will also act as a financial liaison between the functional areas and the CFO organization; and preparing presentations for review with management.
Job Responsibilities:

• Develop excel based models for assessing potential revenue growth opportunities and providing strategic insights for informed decision-making
• Implement insightful analysis techniques for income statements, uncovering key financial trends and performance indicators to drive management decisions
• Execute planning and analysis in budgeting and forecasting process for the partnerships, ensuring accuracy and informed financial decision-making for optimal organizational performance
• Provide financial & strategy consultancy to CFOs & the Business Managers. Model business scenarios and track performance metrics for making strategic company decisions. Action Planning or suggest measures that can help drive volumes, efficiencies, and profitability
• Be responsible for financial planning involving rolling budgets and forecasts including providing strategic business modelling inputs. Performing rate-volume analysis on product level margins- using market trends as well granular business data to provide vintage level analytics & splits on the various drivers for the same
• Partner with business development to model, analyze, risk management and aid in the development of strategic contract renewals. Maintain governance around P&A processes & create strategies to mitigate risks to sail through the various audits much more easily and effectively
• Report on and present Business and Financial Metrics/KPI's to senior stakeholders and partners
• Partner with product managers, accounting, general managers, business development and other finance functions to drive strategic decisions around partnership opportunities, ongoing operations, and special projects

Required Qualifications, Capabilities, and Skills:

• Bachelor's degree in Finance or Accounting
• 4+ years financial analysis or accounting experience
• Excellent communication and partnering skills
• Strong interpersonal skills; ability to interact with broad scope of employees, including those at more tenured levels
• Ability to present to senior stakeholders
• Self-motivated individual with the ability to effectively prioritize multiple projects and tasks
• Proficiency in Microsoft applications, including advanced Microsoft Excel skills

Preferred Qualifications, Capabilities, and Skills:

• Consumer lending industry experience a plus
• SQL and Essbase experience

About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.