Executive - Credit (Credit Administration)

Posted 3 Days Ago
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Office, Machaze, Manica
Senior level
Fintech • Payments • Financial Services
The Role
Responsible for overseeing loan documentation, ensuring compliance with regulations and bank policies, managing loan releases, preparing reports, monitoring accounts, and contributing to team operations. The role requires collaboration with the legal department and consistent communication to uphold high standards of service turnaround.
Summary Generated by Built In

If you are looking to excel and make a difference, take a closer look at us…

• Loan Documentation
Responsible for the preparation/control of all loan documentation, including:
1) Follow up on the deferred documents & covenants to ensure that the loan has been processed is in compliant with the approval & our credit policy.
2) Ensuring that the loan approved does not contravened any law or regulation & all pre-conditions disbursement have been complied for disbursement.
3) Arranging for the notarization/registration of the mortgage contract.
4) Managing security assets on the Bank’s system such as the safe keeping of security documents.
5) As & when necessary, making proposal to Legal Department to add/amend any article/item in the loan documentations that required by laws or customer if any.
• Loan Releases
1) Responsible for setting up & controlling the available approved limits in the loan system.
2) Ensure proper approvals are secured before releases of loan & that the release matches the intended purpose of the loan as stated in the credit application
• Report
Preparing any CIC, SBV & other reports including those for the purpose of portfolio management
where required
• Custodian the collateral & security documents.
• Monitor accounts that are due for interest rate revision, payment schedule of staff & BCB loan
• Joining testing in the BDS system as required.
• Established & ensuring that the minimum st&ard service turnaround time for completion of documentation is met.
• Follow up to ensure post disbursement conditions are complied
• Follow up to renew insurance policies of collaterals.
• Be available to back up in collection, loan classification & provisioning or any other duties if required.
• Contribute to the functioning & operation of a high performance team
• Any other duties assigned by line manager, head of division & the bank management.

About Hong Leong Bank

We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.

We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.

Realise your full potential at Hong Leong Bank by applying now.

The Company
Kuala Lumpur, Wilayah Persekutuan
6,612 Employees
On-site Workplace
Year Founded: 1905

What We Do

Hong Leong Bank Berhad is one of the leading financial services organisations in Malaysia. With a heritage of more than 100 years, it provides comprehensive financial services covering consumer banking, business banking and trade finance, treasury, branch and transaction banking, wealth management, private banking and Islamic financial services. Its merger with EON Bank Group in 2011 has further embedded its position as a core banking franchise with an expanded distribution network of more than 300 branches across the country.

With a proven track record in value creation and a highly recognised brand, Hong Leong Bank has also been extending its footprint in the region, with branches in Singapore and Hong Kong and wholly owned subsidiaries in Vietnam and Cambodia. In China, the Bank has a 20% shareholding in Bank of Chengdu Co., Ltd., Sichuan and a consumer finance joint venture.

Hong Leong Bank is a subsidiary of Hong Leong Financial Group Berhad, the financial services arm of the Hong Leong Group. Apart from banking, Hong Leong Financial Group is involved in the provision of insurance and takaful, as well as investment banking, unit trust, fund management and stock broking services

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