Director of Credit Finance

At DICK’S Sporting Goods, we believe in how positively sports can change lives. On our team, everyone plays a critical role in creating confidence and excitement by personally equipping all athletes to achieve their dreams.  We are committed to creating an inclusive and diverse workforce, reflecting the communities we serve.

If you are ready to make a difference as part of the world’s greatest sports team, apply to join our team today!

OVERVIEW:

Director-Credit Finance, oversees key financial drivers related to the Dick’s Sporting Goods credit program, drives credit revenue growth, and handles third-party payments to improve profitability and customer engagement. The Director-Credit Finance will play a pivotal role in shaping financial strategies to elevate the Dicks Sporting Goods credit card portfolio. This position requires thought leadership to drive growth and innovation, effective project management, and the successful execution of credit card initiatives. Collaborating closely with external credit card bank partners, the Manager will also work cross-functionally with internal Marketing, Customer Insights, Store Operations, Loyalty, Analytics and Tech to design, execute, and measure programs.

The ideal candidate has a strong background in finance, a deep understanding of the retail credit card business, knowledge of third-party payments (including fees and chargebacks), and a proven track record of financial leadership for a successful loyalty program

Job Duties & Responsibilities:

Strategic Planning

• Develop and implement financial strategies to support the company’s overall business objectives

• Develop and implement strategies to maximize the DICK’s Sporting Goods credit program

• Create and deliver monthly credit scorecards and credit statistics reports to senior management, highlighting areas of concern or opportunity.

Manage Financial Relationships with Third-Party Partners

• Manage relationships with key partners in the credit landscape

• Develop strategies to optimize third-party sales through technology, market tools, and new products

• Minimize third-party fees through contract negotiations, least-cost routing, or technology enhancements

Loyalty Initiative Support

• Serve as the key financial partner to the marketing team in designing customer loyalty programs to increase customer retention and engagement

• Develop pro formas for loyalty and credit marketing initiatives

• Analyze performance to identify trends and opportunities for loyalty initiatives

• Collaborate with the marketing team to measure effectiveness

Financial Performance and Compliance

• Oversee budgeting, forecasting, and financial planning processes

• Monitor financial performance, identify trends, and provide actionable insights to senior leadership

• Ensure compliance with financial regulations and standards.  Create and enforce credit policies to ensure compliance with regulations

• Conduct in-depth credit analysis to assess and mitigate risks 

• Monitor and report on credit performance and trends.

QUALIFICATIONS:

• Bachelor's Degree

• Master's Degree Preferred

• 10-15 years experience

• Minimum of 10 years of experience in finance and loyalty, with at least 5 years in a leadership role