Credit Management Specialist

About Us

Tate & Lyle is on a journey of change, inspired by our purpose of Transforming Lives through the Science of Food. Today, we are a global leader in sweetening, texture and fortification products that remove calories and add fibre. Customers use our innovations to create healthier, tastier food and drink for billions of consumers. Across the world, we are unlocking the curiosity and courage in our people – to foster a truly experimental culture and create a tech-enabled, more agile, risk-ready operation. Join us to play your part in growing our business and its positive impact on communities, society and the planet

Role Purpose

In this position a person is responsible for the credit process, including the consistent application of Global Credit Standard, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers as well as making decisions regarding order releasing. It includes:

• Managing a group of customer accounts to ensure credit risk is under controlled,

• Anticipation and resolution of queries on customer accounts,

• Work as a business partner for Sales Managers to enhance business growth.

Main Accountabilities

• Gathering and reviewing all information necessary to take a decision on credit limit value, payment terms approvals, credit risk reviews.

• Providing recommendations on credit limit value, payment terms approvals, credit risk reviews in accordance with Global Credit Standard.

• Highlighting any risk related to transactions with the T&L customers.

• Performing periodic and ad-hoc credit reviews of existing customers.

• Assessment of creditworthiness of new customers or potential customers.

• Arrangements of all approvals in line with Global Credit Standards.

• Review orders before manual release and escalate to Team Leader, Manager or Finance Director if any risk involved.

• Daily, weekly and monthly reports preparation.

• Handles queries and resolves problems within company guidelines and policy.

• Ensuring the quality of supporting documentation – credit limit cases, non-std PyT cases.

• Participation in internal and external audit.

• rotatory duty until 4:30 PM

• rotatory duty during bank holidays in Poland

• Daily credit mailboxes service

About you

• Degree/diploma in Finance and Accounting, Economy or a related field

• AR experience gained in an international organization (ideally shared services).

• Basic skills on MS Office applications, especially Excel

• Fluent English in speaking and writing

• SAP knowledge would be an advantage.

• Excellent communication skills, both written and verbal.

• Ability to work independently and meet deadlines.

• Proactive mindset and a problem-solving approach.

• Strong attention to detail and organizational abilities.

• Knowledge of other Orders to Cash processes would be an advantage

In addition to the competitive salary we offer:

• work in welcoming, stimulating and energetic environment

• extensive development opportunities and programs (vertical & horizontal promotions, foreign assignments, projects, broad range of internal & external trainings)

• comprehensive pack of benefits including:

• Private medical care,

• MyBenefit platform,

• Lunch subsidy,

• Discount card for selected restaurants,

• Languages assistance program,

• Fresh fruit 3 times per week,

• Delicious coffee every day,

• Integration events,

• Activities in Charity Team, First Aid Team, Emergency Team, Active Team and Eco Team,

• Personal trainer,

• Dietary consultations

Tate & Lyle is an equal opportunity employer, committed to the strength of an inclusive workforce.