About PayJoy
PayJoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. We lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud AI allow us to offer the lowest cost and qualify the most customers in the industry. As of 2024 we have brought billions of dollars in credit to 12 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term.
This role
This role is pivotal in ensuring the financial integrity and operational efficiency of our accounting processes. The ideal candidate will have a strong background in international accounting, exceptional leadership skills, and a deep understanding of the financial regulations in the respective countries.
Responsibilities
- Leadership and Team Management:
- Foster a collaborative and inclusive team culture, encouraging innovation and continuous improvement.
- Conduct regular performance evaluations and implement development plans to enhance team capabilities.
- Financial Reporting and Compliance:
- Ensure accurate and timely financial reporting in accordance with local and international accounting standards.
- Coordinate and review monthly, quarterly, and annual financial statements.
- Ensure compliance with all relevant financial regulations and company policies.
- Liaise with external auditors and manage audit processes for all regions.
- Process Improvement:
- Identify and implement process improvements to enhance efficiency and accuracy in accounting operations.
- Leverage technology and automation to streamline accounting processes.
- Develop and maintain standard operating procedures (SOPs) for all accounting activities.
- Stakeholder Management:
- Collaborate with cross-functional teams, including Finance, Operations, and HR, to support business objectives.
- Provide financial insights and recommendations to senior management.
- Ensure effective communication and coordination between the accounting teams in different regions.
- Risk Management:
- Identify financial risks and develop strategies to mitigate them.
- Implement internal controls to safeguard company assets and ensure financial accuracy.
- Monitor and manage currency exchange risks and other international financial exposures.
- ERP Functional support:
- Act as a key stakeholder and subject matter expert in the implementation and optimization of NetSuite ERP.
- Collaborate with IT and project management teams to ensure the successful rollout of NetSuite across the regions.
- Provide training and support to the accounting teams on NetSuite functionalities and best practices.
- Continuously evaluate and enhance the use of NetSuite to improve financial processes and reporting.
Requirements
- Bachelor’s degree in Accounting, Finance, or a related field; CPA or equivalent certification preferred.
- Minimum of 5 years of progressive accounting experience, with at least 2 years in a managerial role.
- Strong knowledge of US GAAP, IFRS, and local accounting standards.
- Proven experience managing international accounting teams.
- Excellent analytical, problem-solving, and decision-making skills.
- Exceptional leadership and team management abilities.
- Strong communication and interpersonal skills.
- Proficiency in accounting software and Microsoft Office Suite.
- Fluency in English.
- Spanish or Portuguese is highly desirable.
- Flexible working hours to accommodate different time zones.
Benefits
- $2,000 USD annual Coworking Travel allowance
- $2,000 USD annual Professional Development allowance
- $500 USD annual Fitness allowance
- $500 USD Phone Finance allowance
- $250 USD Home Office equipment allowance
- $200 USD Headphone allowance
PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
PayJoy Principles
Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening
What We Do
PayJoy's mission is to deliver access to credit to the next billion people in emerging markets worldwide. Our unique mobile security technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life's unexpected financial surprises and climb the ladder of economic well-being.
Founded in 2015, today PayJoy has reached millions of customers in a dozen countries around the globe, including Mexico, Brazil, Colombia, India, Kenya, and South Africa, and is on a strong growth path with support from major industry partners to bring credit to the next billion emerging consumers.
