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Founded in Long Beach in 1907 by C.J. Walker, Farmers & Merchants Bank provides white-glove service to clients at 26 branches from San Clemente to Santa Barbara, as well as through robust Online and Mobile Banking platforms. The Bank offers commercial and small business banking, business loan programs, home loans, and a robust offering of consumer retail banking products, including checking, savings and youth accounts. Farmers & Merchants Bank is a California state-chartered bank with deposits insured by the Federal Deposit Insurance Corporation (Member FDIC) and an Equal Housing Lender. NMLS #537388. For more information about F&M, please visit the website, www.fmb.com.
underwrite.io applies biologically inspired machine learning approaches to credit modeling. Working with data from conventional bureau or subprime bureaus like Clarity, FactorTrust, MicroBilt we can score applications using our proprietary MetaScore which correlates to loan default at a much higher rate than currently available algorithms. Unlike traditional models of underwriting which focus on only a handful of credit attributes from a major credit bureau; we combine the results of a consumer inquiry with hundreds of other attributes that allow you to accurately model risk for traditional borrowers and the unbanked at all levels of risk from deep subprime to A+. We accurately return a probability of default for your potential borrowers using only a small set of inputs, primarily name, address, SSN and email. Because we are using biologically based machine learning techniques applied to your own portfolio; we model the expertise of your underwriters and the past performance of your loans to return an automated decision typically in less than 5 seconds. If you have no portfolio data, we have models based upon large quantities of publicly available datasets covering everything from home mortgage and automobile to peer to peer lending and cash advance. Your organization can leverage the latest advanced in credit analytics without capital investment or build time.
Douglas-Guardian Services Corporation provides timely, thorough, and accurate inventory verification services, helping to minimize risk with customized, high-value solutions designed for today's demanding marketplace.
THE NEW STANDARD IN PAYMENT PROCESSING Redstone Payment Solutions offers the full spectrum of merchant electronic payment services with the most sophisticated technology in the payment industry. We are a privately held company specialized in providing merchant services to business across the Unites States. Redstone is headquartered in Houston Texas giving a local feel to merchants everywhere. We are committed to meeting your needs with superior resources to help your business grow and be successful. Here at RPS we pride ourselves on serving our customers with the highest level of Honesty, Integrity, and Professionalism. RPS offers a long list of payment processing services giving our merchants a variety of options for their customers. We specialize in Credit and Debit Card Processing, Check Services, Gift and Loyalty, Fleet Management, EBT, JCB, Online Payment Services, and Mobile Processing for those merchants on the go. We also have an in house merchant cash advance program - Redstone Funding. If your business needs capital to help grow, buy inventory, advertise, update old equipment, etc., we will help.
Our digital and mobile products generate new fee income, attract deposits, and create loan volume for the banking industry. We strengthen community-oriented financial institutions with state-of-the-art technology that enhances in-market relationship banking. Efficiencies naturally result from cloud-based, mobile first approaches. We Believe... - Community banking is a fundamental building block of America’s economy; - Community banking is not about a size, it is about a way of doing business; - Community banker’s competitive advantage is delivered through personal relationships, physical presence, and timely and effective decisions; - Time spent maintaining traditional, cumbersome banking processes increases risk, diminishes efficiency, and is a misuse of valuable time that could otherwise be spent developing the personal relationships vital to the community bank. - Web-based, real time, mobile-capable tools that support community bankers, at the banker’s hand at all times and places, are absolutely vital to your competitive advantage. - The rising wave of challenges from out of market banks, non-bank entities, and regulatory compliance are existential competitive threats. Traditional technology has lagged far behind these threats. BankLabs gives community bankers the tools to compete and win in today’s – and tomorrow’s – world.
International Payments for everyone. Send money to friends and family in 20+ countries
When it comes to optimizing secondary execution, experience matters. Since 2001, Vice Capital Markets has successfully managed interest rate risk and maximized profitability on over half a trillion of MBS trades and mortgage-related transactions for lenders of all sizes. With an average of 10+ years’ experience behind each of the traders on their team, Vice Capital has helped its clients realize, on average, a 25 to 55 bps improvement over their best effort execution. Whether its providing full-service hedge management or simply reporting and market insight to guide internally-driven activities, Vice Capital delivers the same level of care and attention to ensuring the success of its clients and helping them make the most of their secondary execution.
Founded in 1949, Beene Garter quickly established a presence in the Grand Rapids community. We became known as West Michigan’s largest independently owned certified public accounting and business consulting firm. In 2022, Beene Garter merged with Doeren Mayhew, the 60th largest U.S. certified public accounting and advisory firm. Together, we bolster our existing service line offerings and industry expertise, while also broadening technical and industry capabilities beyond our current reach. With more than 500 people in nine offices in Michigan, Texas, Florida, North Carolina and Europe, we focus on providing a unique client experience matched with the expertise and knowledge you expect.
The largest selection (+250 Million SKUs) at the best price (15% cheaper than Amazon). Described as the first killer app for Bitcoin by the Guardian, it provides a "no brainer" value proposition. If you shop on Amazon and have Bitcoin, use Purse to save!
Line 5 provides financing for protection products including extended service plans, maintenance plans, road hazard, roadside assistance, appearance and theft protection and more! Whether you are in the automotive, RV, or powersports industry, we provide financing options for you with instant, guaranteed approvals.
Brandes: Your Value-Investing Specialists Brandes Investment Partners, L.P. (“Brandes”) is a leading investment advisory firm, managing equity and fixed-income assets for institutional and private clients worldwide, including employee benefit plans, foundations, endowments, corporations and Taft-Hartley Plans. Since the firm’s inception in 1974, Brandes has consistently applied the value-investing approach, pioneered by Benjamin Graham, to security selection. The firm believes a consistent application of its value philosophy is a key driver in helping clients pursue favorable long-term results. Headquartered in San Diego, Brandes and its related entities have offices in Milwaukee, Toronto, Dublin and Singapore. To read our Social Media Code of Conduct visit: www.brandes.com/smccr MUTUAL FUNDS Investors should carefully consider the investment objectives, risks, charges and expenses of the funds before investing. U.S. investors only: To obtain a prospectus containing this and other important information, please call 800.395.3807 or visit BrandesFunds.com to view or download a prospectus. Read the prospectus carefully before you invest. There are risks involved with investing including the possible loss of principal. Past performance does not guarantee future results. You cannot invest directly in an index. There are risks associated with investing, including possible loss of principal. Foreign investing involves currency, political and economic risk. Funds focusing on a single country, sector and/or funds that emphasize investments in smaller companies may experience greater price volatility. Investments in emerging markets, real estate, currency, fixed income and alternative investments include additional risks. Due to investment strategy certain funds may make higher capital gain distributions than other ETFs. Please see prospectus for discussion of risks. The Brandes Funds are distributed by ALPS Distributors, Inc.
Paying people living in extreme poverty is hard. Segovia technology makes it easy, facilitating payments across Africa and Asia through an integrated platform with support for both corporate payments and social programs. Segovia payments are helping refugees restart their lives in Europe, helping communities rebuild after Ebola in Liberia, and supporting gig economy workers in East Africa, among many other applications. Segovia’s team combines talented engineering with expertise in emerging-markets payments. Our team includes the co-founders of GiveDirectly, along with early technical leaders behind the IBM SmartCloud, Facebook’s internationalization team, and Google’s search query monetization and Palantir’s expansion into commercial work. Investment is led by Reif Hoffman along with Arif Naqvi, the Omidyar Network, and others.
inDinero is on a mission to reinvent small business operations, helping our clients understand their finances like never before. By combining a full finance team of bookkeepers, accountants, and CPA’s, with real time accounting software, we provide startups and small businesses the knowledge they need to understand their company's financial health and make better decisions with their money. Tax experts work with accountants under one roof to prepare and file our clients' taxes and maximize tax savings. We're a growing company with big ambitions and big opportunities for internal mobility. If you’re interested in one of our open positions and looking for your next big professional adventure, drop us a line at [email protected].
In 2022, we celebrate 20 years of delivering unprecedented levels of risk mitigation, liquidity optimization and operational efficiencies. Trusted by thousands of counterparties within the global FX ecosystem, CLS makes FX safer, smoother and more cost effective. Trillions of dollars worth of currency flows through our systems each day. Created by the market for the market, our unrivaled global settlement infrastructure reduces systemic risk and provides standardization for participants in many of the world’s most actively traded currencies. We deliver huge efficiencies and savings for our clients: in fact, our approach to multilateral netting shrinks funding requirements by over 96% on average, so you can put your capital and resources to better use. Our complementary products are designed to enable you to manage your risk most effectively across the full FX lifecycle – whether through more efficient processing tools or market intelligence derived from the largest single source of FX executed data available to the market.
Maloney + Novotny is one of Ohio’s largest full-service CPA and business consulting firms and celebrates 90 years of helping clients achieve their goals and financial success. The Firm provides attest, tax and advisory services through a long-term relationship built on trust and service. Maloney + Novotny is a member of Nexia International, a worldwide network of independent accountants, business advisors and consultants.
At World Business Lenders (WBL) Our motto, 'We Lend. You Grow' is simple, yet powerful. We make working capital available to eligible businesses for expansion and growth. WBL was founded by a seasoned team of entrepreneurs with strong track records of launching, financing and growing successful small businesses. We understand what businesses need in terms of working capital, and are well-aware of how little is actually available for small businesses in the current marketplace. WBL understands how additional working capital can help you navigate your business to maximum success. Our unique approach to lending makes your business the focal point for loan decisions. Instead of concentrating on personal assets and a business owner's credit score, we believe the history and financial performance of your business should outweigh all other factors in our decision making process. WBL bases each loan decision on your business’s ability to make affordable daily payments to satisfy the loan. While there are many challenges small business owners face, WBL believes access to working capital shouldn't be one of them. WBL's sole focus is making loans to small businesses. This is all we do! We Lend. You Grow.
Continental Finance is one of America's leading marketers and servicers of credit cards.
Proud to call Minnesota home, Fidelity Bank of Minnesota is independently owned and operated, providing financial services to businesses throughout the Twin Cities metropolitan area. Our focus is on small to mid-sized clients, and we invest in their business success and growth. We take a genuine interest in our clients’ business banking goals, and by getting to know them well, we can often anticipate their business needs rather than reacting to them. This approach allows us to use our extensive industry experience to provide the best financial advice now, as well as taking our clients’ best interests in the future. Our dedication makes us a bank that’s ahead of the curve — a bank that’s continually asking: “What’s next?” When clients work with us, they work with people, not automated systems or organizational layers — people who are genuinely interested in the vision our clients have for their business. People who make decisions quickly, get things done, and have a proven business banking track record. At Fidelity Bank, we want to be the partner that our clients need to help their businesses succeed. Member FDIC • Equal Housing Lender • Equal Opportunity/Affirmative Action Employer.
We are one of the fastest growing financial firms, looking to continue to grow across the nation. We are seeking del-motivated, trustworthy, and honest individuals to join our team
Established in Melbourne in 2015, Airwallex is a payments platform transforming the way businesses move and manage money globally. In today’s fast-changing digital era, our purpose is to empower businesses of all sizes to grow without borders, and by doing so, contribute to the global economy. With technology at our core, we built a global financial infrastructure to help businesses transact, collect and pay across 130+ countries and 50+ currencies, without the constraints of the traditional global financial system. In just five years since we were founded, Airwallex has grown to become Australia’s fastest-growing fintech unicorn and a well-funded international technology leader backed by world-leading investors. Our leadership, innovation and scale have been recognised and awarded by leading independent authorities, such as listing in Forbes' Cloud 100 2020, and placing in the Top 50 of KPMG’s Global Fintech100 two years in a row. To support our ambitious growth plans, we’re looking to expand our global teams with smart, driven and passionate individuals who are excited about joining our rocketship and taking on the challenge of a lifetime.
