Wealth Advisor I

Please reference the schedule and minimum qualifications listed below before applying.

If you need assistance with filling out our application form or during any phase of the application, interview, or employment process, please notify our Human Resources Team at 801-366-6947 option 1 or email [email protected] and every reasonable effort will be made to accommodate your needs in a timely manner.

Job SummaryAs a member of Mountain America’s wealth management team, you will collaborate with MACU branches and with a third-party broker dealer to provide comprehensive wealth management solutions to our members. This role is pivotal in delivering personalized financial guidance, enhancing member relationships, and assisting them with defining and achieving their financial dreams.

Job Description

LOCATION

Vernal 1818 W Hwy 40 Branch

1818 W Highway 40
Vernal, UT 84078

SCHEDULE

Full time

To be effective, an individual must be able to perform each job duty successfully.

The Wealth Advisor I role partners with a more seasoned advisor to assist in providing exceptional experiences to credit union member by showing proficiency in the following areas:

• Assist with data entry, account servicing, and branch trainings. 
• As needed, attend joint appointments with clients. 
• Partner with a tenured advisor to learn and develop the skills below:                                                                                                    
• Member Engagement: Maintain and deepen long-term relationships with credit union members, understanding their financial needs, goals, and risk tolerance. This calls for periodic reviews and providing education to members. Document all interactions within a CRM system and follow up promptly on all member inquiries.
• Financial Planning: Develop comprehensive plans that align with members' objectives, including retirement planning, education funding, tax considerations, estate planning, and insurance needs. Acting in a fiduciary capacity, make product recommendations to improve the financial situations of members and monitor for changes as needed.                                                                                  
• Maintain accurate and up-to-date records of member interactions and financial plans in accordance with compliance and broker dealer requirements. 
• Sales and Business Development: Identify opportunities to grow the wealth management program and the overall credit union, including cross-selling credit union products and services and generating referrals. Maintain productive relationships with the branches you serve and educate branch partners on wealth management principles to encourage branch referrals.                                                                                
• Compliance: Adhere to all regulatory requirements and ethical standards, maintaining a high level of professionalism and integrity in all member interactions.               

Experience:

Minimum of 2 years of relevant experience or completion of an accredited college program.

Education: 

An Bachelor's degree from an accredited institution, or enrollment in an accredited college program, or 2 years in a related field 

Licenses/Certifications: 

Required within 90 days if not active upon hiring: SIE (Securities Industry Essentials), Life Insurance, Series 7, and Series 63 & 65 (or 66 in place of 63 & 65). 

Computer/Office Equipment Skills

Advanced Microsoft Office Suite, Outlook, ability to learn applicable software required for role.

Managerial Responsibility

Has no managerial/supervisory responsibilities.

Language Skills 

Must have the ability to read and interpret documents such as safety rules, operating and maintenance instruction, and procedure manuals.  Ability to write routine reports and correspondence.  Ability to speak effectively before groups of employees, members, or clients.

Other Skills and Abilities

Ability to effectively communicate and coach while responding to all member inquiries in an efficient manner.

Superior sales skills and have a command of all aspects of investment and insurance products including mutual funds and annuities. Thorough understanding of economic principles and compliance standards Demonstrates proven ability to adapt and respond appropriately to changing work demands. Ability to multi-task many high priority tasks.

PHYSICAL ABILITIES /  WORKING CONDITIONS

Physical Demands

Occasionally reaches with hands and arms, climbs or balances, tastes or smells.  Frequently Stands, walks, uses hands to handle or feel, talks and sits.

Vision Requirements

Depth perception and the ability to adjust focus, close vision, distance vision, color vision, and peripheral visual acuity is required.

Weight Lifted or Force Exerted

Frequently lifts up to 25 pounds, occasionally lists up to 50 pounds.

Environmental

Office type work environment

Noise Environment

Moderate noise level

***This Job is not eligible to be performed in Colorado or Connecticut, either remotely or in-person.***

Mountain America Credit Union is an EEO/AA/ADA/Veterans employer.