Prudential’s purpose is to be partners for every life and protectors for every future. Our purpose encourages everything we do by creating a culture in which diversity is celebrated and inclusion assured, for our people, customers, and partners. We provide a platform for our people to do their best work and make an impact to the business, and we support our people’s career ambitions. We pledge to make Prudential a place where you can Connect, Grow, and Succeed.
In this role, you will need to assess medical and financial risks of applicants for life and health insurance policies, working closely with internal and external stakeholders to evaluate the risk and exposures of potential clients.
As part of this dynamic role, you will report to Lead Underwriting Consultant, New Business or a similar position.
Job Description
- Perform risk assessment of applicants for life and health insurance within stipulated SLA
- Make decisions, within the given authority, that are consistent with underwriting standards and compatible with market trends
- Process end-to-end new business transactions in the system
- Provide support to Financial Consultants on matters relating to underwriting, and able to communicate and explain underwriting decisions/rationale clearly
- Face-to-face service interaction with the sales team at PruBusiness Centres on New Business matter
- Be involved in ad-hoc projects when required
Who we are looking for:
Competencies & Personal Traits
- Self-motivator with initiatives and able to multi-task in a fast-paced and challenging environment
- Possess a customer-centric mindset, with excellent interpersonal and communication skills both verbal and written
- Meticulous and analytical
- Good team player
- Proficient in MS Office
- Sound knowledge of medical conditions, insurance laws & regulations
- Good understanding of insurance products
- Possesses project management skills
- Confident in problem solving and decision making
Working Experience
- 2 to 5 years of underwriting experience in life & health insurance
Education
- Degree in Nursing or Biomedical Science/Engineering
Professional Qualifications
- Professional Qualifications is an advantage: ACII, ANZIIF, ALU or LOMA
Language
- Strong command of the English language
Prudential is an equal opportunity employer. We provide equality of opportunity of benefits for all who apply and who perform work for our organisation irrespective of sex, race, age, ethnic origin, educational, social and cultural background, marital status, pregnancy and maternity, religion or belief, disability or part-time / fixed-term work, or any other status protected by applicable law. We encourage the same standards from our recruitment and third-party suppliers taking into account the context of grade, job and location. We also allow for reasonable adjustments to support people with individual physical or mental health requirements.
What We Do
In Asia and Africa, Prudential has been providing familiar, trusted financial security to people for 100 years. Today, headquartered in Hong Kong and London, we are ranked top three in 12 Asian markets with 18 million customers, around 68,000 average monthly active agents and access to over 27,000 bank branches in the region.
Prudential is focused on opportunities in the most exciting growth markets in Asia and Africa. With access to over 4 billion people in both these regions, we are investing in broadening our presence and building our leadership in the life and asset management markets.
We are committed to making a positive impact on our customers, our employees and our communities by delivering the best savings, health and protection solutions to people so they can get the most out of life. Visit our websites for more information
Prudential plc: https://www.prudentialplc.com/
Prudence Foundation: https://www.prudentialplc.com/en/prudence-foundation
