ABOUT EARNIN
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
We are looking for an experienced, passionate, and resourceful senior-level backend software engineer to join our Finance Platform team. In our team, you'll work cross-functionally with various teams and contribute to the design and development of key platform services. This person must be strong in JVM programming languages and event-driven architecture on top of AWS.
The base salary range for this full-time position is $252,000 - $308,000 + equity + benefits. Our salary ranges are determined by role, level, and location. We would like to hire this role as a hybrid in our Palo Alto HQ but are open to remote for the right candidate.
WHAT YOU'LL DO
- Drive the design and implementation of new features. Break down complex problems into their bare essentials, translate this complexity into elegant design, and create high-quality, clean code.
- Make a meaningful impact in the lives of our community members.
- Design, develop, and deliver large-scale systems.
- Collaborate and mentor other engineers while providing thoughtful guidance using code, design, and architecture reviews.
- Contribute to defining technical direction, planning the roadmap, escalating issues, and synthesizing feedback to ensure team success.
- Estimate and manage team project timelines and risks.
- Care passionately about producing high-quality, efficient designs and code.
- Constantly learning about new technologies and industry standards in software engineering.
WHAT WE'RE LOOKING FOR
- 7+ years of development experience in backend software development
- Bachelor's, Master's, or PhD in computer science, computer engineering or a related technical discipline or equivalent industry experience.
- Proficient in at least one JVM programming language such as Java, Kotlin, Scala
- Experience with at least one major framework like Spring, Spring Boot
- Hands-on experience working in cloud environments: AWS, GCP or Azure
- Experience working on event-driven systems and solutions such as Kafka/SQS/SNS/Kinesis
- Knowledge of professional software engineering practices and best practices for full software development life cycle, including coding standards, code reviews, source control management, build processes, testing, and operations
- Hands-on experience working with various databases. DynamoDB, MySql, ElasticSearch
- Experience in building large-scale applications
- Familiarity with clean architecture approach and software craftsmanship
- Excellent written and verbal communication skills.
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
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What We Do
Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. We seek to eliminate those fees and put money back into workers’ hands.
Our financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as we operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets.
At Earnin, we’re building the way we think a financial system should work for everyone, not just the people who can afford it. We help people take control of their money and get to a better financial place.
Our goal is not only to provide great products at little or no cost to the people who need them but also to inspire kindness across the financial world and eventually across all industries.
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