Software Engineer Intern, Spend & Credit Progress (Summer 2025)

Posted 2 Days Ago
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San Francisco, CA
Hybrid
Internship
Fintech • Machine Learning • Mobile • Security • Software
We unite everyday people to unlock their financial progress.
The Role
As a Software Engineering Intern at Chime, you will write production-scale code, work with cloud technology, and engage in data-driven decision making within the fintech space. This role offers hands-on experience with Ruby and SQL while contributing to the Spend & Credit Progress Team, learning under skilled engineers, and understanding credit concepts.
Summary Generated by Built In

About the role

Chime is looking for a Software Engineering Intern to join Chime’s Spend & Credit Progress Team. Credit Progress contains a wealth of knowledge about Credit Builder, Credit Scores, the Furnishing Process, and loads of tribal fintech and Chime tech knowledge. You’ll have the opportunity to work with some of the most tenured engineers at Chime who are eager to bring you up to speed. You will gain valuable professional experience working with cutting edge cloud technology platforms and distributed systems alongside engineers with a wealth of experience to share. This is an exciting opportunity to learn while playing a role in a critical initiative at Chime.

This role is structured as a 3 month engagement. The starting hourly rate offered for this role and target level of experience will begin at $34 and up to $49. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. 

 

In this role, you can expect to

  • Learn how to write Ruby like a pro
  • Learn about how we use data pipelines to solve production scale problems
  • Write production scale code with safe guardrails
  • Learn about general fintech concepts and more specifically Credit concepts
  • Get comfortable with SQL and how data informs our decision making.

To thrive in this role, you   

  • Currently pursuing a Bachelor’s or Masters degree in Computer Science, Software Engineering or a related field
  • Have a strong desire to learn and grow in a fast paced environment
  • Strong organizational, analytical, interpersonal, oral, and written communication skills
  • Are flexible and ambitious with your goal setting
  • Have a low ego and are comfortable working directly with a wide range of stakeholders

Perks Once Full Time

  • 💰 Competitive salary based on experience
  • ✨ 401k match plus the usual medical, dental, vision, life, and disability benefits
  • 🏝 Generous vacation policy and company-wide Take Care of Yourself Days 
  • 🖥  Virtual events to connect with your fellow Chimers- think cooking classes, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
  • 💚  A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help create a completely new kind of banking service

We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.


We hire candidates of any race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, Veteran status, and any other status. Chime is proud to be an Equal Opportunity Employer and will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance, Cook County Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation, please let us know. 


To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice. 


Top Skills

Ruby
SQL

What the Team is Saying

Priscilla
Jay
Alison
Evan
Maurizio
Mary
Mike
The Company
HQ: San Francisco, CA
1,459 Employees
Hybrid Workplace
Year Founded: 2012

What We Do

Chime was created because we believe everyone can unlock financial progress, and we want to develop solutions and services to empower people to succeed. The premise upon which we started Chime is simple: basic banking services should be helpful, transparent, and easy. Our easy-to-use tools and intuitive platforms give members the ability to have more control over their money and to take action toward achieving their financial ambitions.

By designing a member-centric banking app with easy-to-understand financial tools, we’re creating a more competitive market with options for everyday Americans. We offer access to accounts with no overdraft fees, provide members the chance to receive their pay up to 2 days early* with direct deposit, help them build credit history, and build financial literacy to hit their goals—among many other things.

Since 2012, we’ve grown our team to more than 1500 Chimers across 3 offices. But more than that, we’ve expanded the products and services we offer to our members based on member feedback. And in doing so, we’ve disrupted the banking industry and changed the conversation for everyday people about money on a national level.

Chime is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

*Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

Why Work With Us

Working at Chime means keeping our values in mind, putting our members first, and striving for long-term growth and success. To that end, we’re building an inclusive workplace where all perspectives and experiences are welcome on our team and creating an environment where every Chimer can thrive.

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Chime Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We offer a thoughtful hybrid work policy that combines in-office days and trips to team and company-wide events depending on location to ensure you stay connected to your work and teammates, whether you’re local to one of our offices or remote.

Typical time on-site: 2 days a week
Company Office Image
HQSan Francisco, CA
Company Office Image
Chicago, IL
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