Software Engineer - Hold

Posted Yesterday
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London, Greater London, England
Hybrid
Entry level
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing Fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
The Software Engineer will work in the Hold team of Wise to develop customer-facing features and enhance the main ledger, processing millions of transactions daily. Responsibilities include building scalable components, improving public APIs, and developing web applications while focusing on user experience and cross-team collaboration.
Summary Generated by Built In

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

About the role 

Team you’ll be working in: Hold

The Hold team is part of the Global Product tribe. The team has dual nature - one one side we are product team - we work end to end on customer facing features, such as sharing account for multiple people, converting money from currency to currency, adding money to account; on the other side - we own and evolve the main ledger of Wise Account - processing millions of transactions per day and powering Card spending, Direct Debits and other products.

What will you be working on?

  • Mission-critical components of Wise Account, their scalability and public APIs

  • Product surfaces that customers interact with on a daily basis - currencies, money movements, etc.

  • Recently launched Group Spending product - our take on classical Joint Accounts.

What do you need?

We are fully aware that it is uncommon for a candidate to have all skills required and we fully support everyone in learning new skills with us. So if you have some of those listed below and are eager to learn more we do want to hear from you!

  • A strong product mindset and passion for user experience, you prioritise work with the customers in mind and make data-driven decisions to fix customer pain-points

  • Great communication skills and the ability to articulate complex, technical concepts to non-technical audiences

  • Leading and inspiring your team of engineers to build the prioritise building right things, in the right way 

  • Ability to deliver work across multiple teams, coordinating your efforts across the organisation.. Your work will frequently involve cross-team collaboration.

  • Ability to break down complex projects into incremental milestones that deliver customer value

  • Experience in developing web applications and distributed systems in a production environment

  • Experience working with relational databases, query optimisation and designing schemas is a plus

  • Knowledge of Java and Spring boot and experience with a messaging system, like Kafka, is a plus

Interested? Find out more:

  • The Wise Tech Stack, 2025 Edition.

  • Scaling our Infrastructure; how we make it work

  • Wise Engineering – https://medium.com/wise-engineering

What do we offer: 

  • Starting salary: £60,000-£80,000 + RSU

  • Wise Benefits

Additional Information

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Top Skills

Java

What the Team is Saying

Lindsay
Surendra
Smrithi
Pavan
Asya
Jennifer
Lauren
The Company
HQ: Austin, TX
6,000 Employees
Hybrid Workplace
Year Founded: 2011

What We Do

We’re making a positive, irreversible change in the world of finance. Together.

People on every continent around the world are choosing Wise to help them live, travel and work internationally. We’re the fairest, easiest way to send money overseas.

Built by and for people who live global lives, we make sending money abroad up to 8 times cheaper than the bank. This is money without borders - instant, convenient, transparent and eventually free.

For our customers, using Wise is as simple as sending money from A to B, but behind our app and website is a complex engine of currencies and routes, that’s being designed, built and powered by our talented teams in cities around the world.

We’re just at the beginning of our story and we’re growing at an incredible pace. We won’t stop until anyone, anywhere can send, spend and receive money wherever they are, whatever they’re doing. There’s still heaps to do and we can’t do it alone.

Why Work With Us

We are a mission-driven company, looking to change banking for the better. Current banking systems don’t let us send, spend or receive money across borders easily. Or quickly. Or cheaply. So, we’re building a new one. If you're looking for an autonomous work environment, where you'll face cool challenges, learn and grow, you'll like working at Wise

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WISE Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

Here at Wise we have a hybrid working model – a mix of working from home and from the office. Wisers can also work remotely for 90 days a year. By ‘remote’ we don’t just mean from home, but from wherever in the world you choose to!

Typical time on-site: 2 days a week
HQAustin, TX
Singapore
Brussels, BE
Hungary
Kuala Lumpur, MY
London, GB
Mumbai, Maharashtra
New York, NY
São Paulo, BR
Tallinn, EE
Tokyo, JP
Learn more

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