About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
Position Summary
As a Mobile Architect, you will be responsible for defining the technical direction and roadmap of the Earnin mobile applications. The role requires working closely with various stakeholders and influencing decisions while ensuring the team delivers world-class mobile applications that best serve our community members. This is a remote position. The US base salary range for this full-time position is $228,800 - $341,000 + equity + benefits. Our salary ranges are determined by role, level, and location.
What You'll Do:
- Work closely with Executive Leadership, Product Management, and the Design team to gather technical and business requirements
- Drive thought leadership regarding mobile app architecture, UI design frameworks, and best practices that increase developer productivity and velocity while reducing costs (server-driven UI, cross-platform solutions, etc.)
- Proactively improve mobile app architecture through best practices, new technologies, and integration with 3rd party services.
- Define, influence, and communicate the technical vision and roadmap
- Ensure the delivery of performant, high quality, and secure mobile applications.
- Identify and enforce best software engineering practices
- Be closely involved with recruiting and staffing exercises to help grow the organization
- Be hands-on and write code as needed
What We're Looking For:
- At least 12 years of hands-on experience with Android, iOS, and other mobile frameworks
- Track record of leading teams in the delivery of high-quality mobile apps at scale
- Expertise with common mobile app architectures like MVVM, MVC, and Clean Architecture
- Thorough understanding of joint software engineering best practices and tools such as Continuous Integration and Continuous Delivery
- Familiarity with backend infrastructure, architecture, and API design
- Great communication skills to facilitate collaboration with stakeholders across the company
- Someone who biased towards action even in the face of uncertainty
- You are humble, open-minded, flexible, and able to handle the pressure of a startup environment
#LI-Remote
Top Skills
What We Do
Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. We seek to eliminate those fees and put money back into workers’ hands.
Our financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as we operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets.
At Earnin, we’re building the way we think a financial system should work for everyone, not just the people who can afford it. We help people take control of their money and get to a better financial place.
Our goal is not only to provide great products at little or no cost to the people who need them but also to inspire kindness across the financial world and eventually across all industries.
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