At Prodigal, we’re reshaping the future of consumer finance. Founded in 2018 by IITB alumni, our journey began with one bold mission: to eradicate the inefficiencies and confusion that have plagued the lending and collections industry for decades.
Today, we stand at the forefront of a seismic shift in the industry, pioneering the concept of consumer finance intelligence. Powered by our cutting-edge platform, Prodigal’s Intelligence Engine, we’re creating the next-generation agentic workforce for consumer finance—one that empowers companies to achieve unprecedented levels of operational excellence.
With over half a billion consumer finance interactions processed and a growing impact on more than 100 leading companies across North America, we’ve established ourselves as the go-to partner for organizations that demand more from their AI solutions. Our unparalleled experience, coupled with our trusted customer relationships, uniquely positions us to build generative AI solutions that will revolutionize the future of consumer finance.
At Prodigal, we are driven by a singular, unrelenting purpose: to transform how consumer finance companies engage with their customers and, in turn, drive successful outcomes for all.
About the role -
We’re building a new suite of GenAI applications, such as AI Voice Agents for consumer finance that deliver human-like conversations with real-time responses, backed by years of data and powered by our in-house ML models. As a Senior Software Engineer, you will play a key role in developing, and scaling these cutting-edge AI-driven solutions. You’ll work with modern tech stacks, collaborate with ML experts, and tackle complex engineering challenges to shape the future of intelligent automation in financial services.
🏆 Responsibilities
- Code, design, test and deploy in a heterogeneous technology environment
- Write clean, well-structured, and maintainable code, ensuring best engineering practices
- Conduct thorough testing and debugging to ensure high-quality deliverables
- Conduct code reviews, adhering to coding standards
- Own the product and feature builds end to end from concept to deployment
- Optimize and improve existing backend systems for speed, efficiency, and scalability
- Mentor junior engineers, fostering a culture of continuous learning and growth
- Drive frequent innovation and ideation, experimenting with proof of concepts to bring new ideas and technologies to the team
✅ Requirements
- B.E/B.Tech/M.Tech in Computer Science or equivalent
- 3+ years experience in backend engineering, with a strong focus on customer facing products
- Expertise in Python with an eagerness to learn and adapt to new languages
- Experience working with SQL and NoSQL databases such as MongoDB, Postgresql etc.
- Experience working with AWS services such as Lambda, S3, Cloudfront, SQS and more
- Experience working with logging and monitoring tools such as Sentry, Cloudwatch, Prometheus, Grafana etc
- Experience with A/B testing tools, with a keen interest in experimenting with new ideas and staged releases for control user groups
- Bonus: Foundational knowledge in fundamentals of Machine Learning and Artificial Intelligence
- Good problem solving, critical thinking, and communication skills. Should be able to find the right balance between perfection and speed of execution
- Self-starter and self-learner, who is comfortable working in a fast paced environment while continuously evaluating emerging technologies
Mode of Work - Office (Bengaluru)
⚙️ Our Tech Stack
- Products built using Python, Node.js, React.js
- Databases such as MongoDB, PostgreSQL, Redis, Databricks
- Deployments on EKS, EC2, Lambda and other AWS services
🎁 What we offerJob Benefits
- GenAI experience – Work directly in the innovative field of GenAI, shaping groundbreaking projects that redefine consumer finance intelligence.
- World-class team - You'll get the chance to learn from (and teach) some of the brightest and most skilled people you'll ever meet. Our team members have been part of BCG, Deloitte, EY, Blackstone, Meta, Amazon and are IIT, IIM, BITS alumnus.
- Continuous education - As relentless seekers of knowledge, we sponsor and support any training materials, books, courses, and exam fees for upskilling yourself in areas related to your role - but that's not where it ends. If you make a good case for some extra learning, we're delighted to foot the tab.
- Food at the office – Meals are on us. We won't let your stomach grumble while you hustle.
- Health insurance - Health always comes first. The health of your family is as important to us, as it is to you. We offer insurance coverage for both you and your family.
- Flexible schedule - We're not a "clock in, clock out" company. Morning person? Start work while the world's still sleeping. Night owl? Ramp things up while others are winding down. You're fully trusted to create the right conditions for your own personal peak productivity. We only ask that you be available to your teammates for seamless collaboration.
- Generous leave policy - Take all the time you need to recharge your batteries - no cap on vacation here. Because a rested, relaxed, and refreshed mind is a happy and effective mind.
- Recreation & team activities – We regularly indulge in friendly football, table tennis, cooking sessions and challenge each other to do those extra push ups or chug that 4th drink (of course that’s Nimbu Pani).
From day 1, Prodigal has been defined by talented, humble, and hungry leaders and we want this mindset and culture to continue to blossom from top to bottom in the company. If you have an entrepreneurial spirit and want to work in a fast-paced, intellectually-stimulating environment where you will be pushed to grow, then please reach out because we are looking to build a transformational company that reinvents one of the biggest industries in the US.
To learn more about us - please visit the following:
Our Story - https://www.prodigaltech.com/our-story
What shapes our thinking - https://link.prodigaltech.com/our-thesis
Our website - https://www.prodigaltech.com/
Top Skills
What We Do
Prodigal is a pioneer of Collection & Servicing Intelligence, a new category of AI software, which enables banks, lenders and collection agencies of all sizes to quickly and efficiently collect accounts receivables. Our cloud-native, Collection & Servicing Intelligence platform delivers actionable insights for banks, lenders, and ARM agencies to maximize revenue, optimize operations, and minimize compliance risk.
Prodigal delivers artificial intelligence and machine learning capabilities to lenders and ARM agencies. Prodigal restores value from accounts past due and improves servicing productivity while retaining customer loyalty. We empower entire teams from executive leadership to representatives with data and insights needed to segment and prioritize accounts, to enhance portfolio yield, and to address procedural and legal (TCPA, FDCPA, UDAAP, ...) non-compliance.
With our Collection & Servicing Intelligence Platform, senior executives have complete intelligence about expected liquidation, aggregated agent productivity, and FDCPA/TCPA non-compliance in real-time — an imperative for a modern collections business in an increasingly regulated environment.
Prodigal is headquartered in the heart of Silicon Valley (Sunnyvale, CA) and is founded by industry veterans with deep expertise in financial services, predictive modeling, speech AI and core engineering.
Our investors include top tier investors like Menlo Ventures, Accel andY Combinator. Prodigal has been featured in TechCrunch, American Banker, CBS News, Fortune, insideARM and other leading technology and financial services news sites.
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