ABOUT EARNIN
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
As a Senior Product Manager for Cash Out, you'll help bring our mission to life—reinventing the financial system and helping our community members get to a better financial place. Reporting to the General Manager for the Cash Out business, you will be responsible for scaling our Cash Out product and building the next set of product innovations and features to drive the growth of our core business. You’ll need to employ everything in your product toolkit to architect the product strategy, constantly discover new insights, and drive forward on execution.
This is a Mountain View-based position requiring in-office work 2+ days a week. The Mountain View base salary range for this full-time position is $189,000 - $231,000 + equity + benefits. Our salary ranges are determined by role, level, and location.
WHAT YOU'LL DO
- Deliver innovative and high-quality product experiences to drive user growth for EarnIn’s core Cash Out product
- Create tight feedback loops with our community members and a deep understanding of product issues and the path to resolution
- Communicate the product vision, roadmap, and results to your product team, stakeholders, and executive team
- Define OKRs and set stretch goals for your product and team
- Raise the bar for design quality and user experience for our members
- Lead a cross-functional team of engineers, designers, researchers, and data analysts to build and scale products that make the most impact on our community members
- Establish, monitor, and analyze metrics to track progress toward product goals
- Leverage user research, competitive analysis, and data to identify and prioritize new product opportunities
- Design, develop, and execute features and experiments to iterate your way to the product’s success rapidly
WHAT WE’RE LOOKING FOR
- 4+ years of product management at a consumer technology product company
- Strong product/design sense developed by shipping delightful and innovative products
- Strong analytical skills in leveraging data to drive product decisions and improve key metrics
- Ability to engage in technical discussions and make informed product decisions based on technical constraints
- Deep user empathy and experience building products based on user needs
- Can confidently create a rapid experimentation culture to accelerate learning and iteration
- Ability to influence and build alignment across the team to deliver against goals successfully
- Ability to think outside the box to solve complex problems with creative and radical ideas
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
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What We Do
Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. We seek to eliminate those fees and put money back into workers’ hands.
Our financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as we operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets.
At Earnin, we’re building the way we think a financial system should work for everyone, not just the people who can afford it. We help people take control of their money and get to a better financial place.
Our goal is not only to provide great products at little or no cost to the people who need them but also to inspire kindness across the financial world and eventually across all industries.
