Senior Lead Cyber Wordings & Product Innovation

Primary DetailsTime Type: Full time

Worker Type: Employee

The purpose of this role is to develop and manage cyber and technology insurance product wordings, including policies, endorsements, and applications, while providing expert advice and support to stakeholders and underwriters. Monitor trends in legal, regulatory, threat, market, and technology areas to drive product development and innovation. Create training programs for underwriters and assist in developing underwriting guidelines and communications.

The Opportunity

Develop and manage cyber and technology insurance product wordings, including policies, endorsements, and applications, while providing expert advice and support to stakeholders and underwriters. Monitor trends in legal, regulatory, threat, market, and technology areas to drive product development and innovation. Create training programs for underwriters and assist in developing underwriting guidelines and communications.

Responsibilities:

• Develop and maintain comprehensive cyber and technology insurance wordings, including base policies, endorsements, exclusions, and insurance applications.

• Ensure insurance applications and other customer-facing documents are current and aligned with evolving cyber insurance product offerings.

• Support product leaders to ensure wordings comply with legal and regulatory requirements and align with market standards.

• Regularly review and update wordings to reflect emerging risks, industry trends, and customer needs.

• Monitor trends in legal, regulatory, threat environments, markets, technology, and other relevant areas that impact cyber insurance products and wordings.

• Identify emerging risks and work with product leaders to develop new or enhanced cyber insurance solutions.

• Provide insights and recommendations to support product development and innovation, and offer technical expertise to product leaders and underwriters across regions.

• Collaborate with internal teams to ensure products remain competitive and relevant, and assist in creating underwriting guidelines, updates, and communications.

• Develop and implement training programs for underwriters, ensuring they are knowledgeable about product offerings, market trends, and control updates.

• Work closely with stakeholders, including product leaders and other key stakeholders, to align cyber wordings and product strategies with business objectives and facilitate strong internal and external relationships.

Work Experience

Preferred Work Experience includes:

• Extensive experience in cyber insurance product development and wordings management.

• Strong understanding of legal and regulatory requirements in the insurance industry.

• Excellent analytical skills and the ability to monitor and interpret industry trends.

• Proven track record of developing innovative insurance solutions.

• Strong communication and presentation skills.

• Ability to work collaboratively with cross-functional teams.

• Leadership experience in training and developing underwriters is preferred.

Preferred Qualifications include:

• Bachelors Degree or equivalent combination of education and work experience.

About QBE:

We can never really predict what’s around the corner, but at QBE we’re asking the right questions to enable a more resilient future by helping those around us build strength and embrace change to their advantage.

We’re an international insurer that’s building momentum towards realizing our vision of becoming the most consistent and innovative risk partner.

And our people will be at the center of our success. We’re proud to work together, and encourage each other to enable resilience for our customers, our environment, our economies and our communities.

With more than 12,000 people working across 27 countries, we’re big enough to make a real impact, but small enough to provide a friendly workplace, where people are down-to-earth, passionate, and kind.

We believe this is our moment: What if it was yours too?

Your career at QBE — let’s make it happen!

https://www.linkedin.com/company/qbe-north-america/ 

Global Disclaimer:

The duties listed in this job description do not limit the assignment of work. They are not to be construed as a complete list of the duties normally to be performed in the position or those occasionally assigned outside an employee’s normal duties. Our Group Code of Ethics and Conduct addresses the responsibilities we all have at QBE to our company, to each other and to our customers, suppliers, communities and governments. It provides clear guidance to help us to make good judgement calls.

US Only Disclaimer:

To successfully perform this job, the individual must be able to perform each essential job responsibility satisfactorily. Reasonable accommodations may be made to enable an individual with disabilities to perform the essential job responsibilities.

US Only - Travel Frequency:

Frequent (approximately 10+ trips annually)

US Only - Physical Demands:

Field agents: Work is generally performed in both an office environment and remote external environments that may present exposure to adverse environmental conditions dependent on customer location. Must have the ability to remain in a stationary position for extended periods of time. Must be able to operate basic office equipment including telephone, headset and computer. Must be able to walk on uneven ground, climb, bend, stoop, use a step, crawl and/or kneel. Incumbent may be exposed to environments that present hazardous weather, chemicals and/or animals. Incumbent must be able to lift up to 25 lbs.

Inclusion of Diversity

At QBE, we are deeply committed to fostering an inclusive workplace where each person is valued and respected for their authentic selves. If you require any assistance, such as alternative interview accommodations during the recruitment process, please do not hesitate to inform our Talent Acquisition team.

Compensation

Base pay offered will vary depending on, but not limited to education, experience, skills, geographic location and business needs

Annual Salary Range: $144,000 - $216,000

AL, AR, AZ, CO (Remote), DE, FL, GA, IA, ID, IL (Remote), IN, KS, KY, LA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NV, OH, OK, OR, PA, SC, SD, TN, TX (Remote, Plano), UT, VA, VT, WI, WV and WY
* * * * *

Annual Salary Range: $158,500 - $237,500

CA (Remote, Fresno, Irvine and Woodland), Greenwood Village CO, CT, Chicago IL, MA, MD, NY (Remote), RI, Houston TX and WA
* * * * *

Annual Salary Range: $180,000 - $270,000

NJ and New York City NY

Benefit Highlights

You are more than your work – and QBE is more than a workplace, which is why QBE provides you with the benefits, support and flexibility to help you concentrate on living your best life personally and professionally. Employees scheduled over 30 hours a week will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. 

We also offer a competitive 401(k) contribution and a paid-time off program. In addition, our paid-family and care-giver leaves are available to support our employees and their families. Regular full-time and part-time employees will also be eligible for QBE’s annual discretionary bonus plan based on business and individual performance. 

At QBE, we understand that exceptional employee benefits go beyond mere coverage and compensation. We recognize the importance of flexibility in the work environment to promote a healthy balance, and we are committed to facilitating personal and professional integration for our employees. That's why we offer the opportunity for hybrid work arrangements.
If this role necessitates a hybrid working model, candidates must be open to attending the office 8-12 days per month. This approach ensures a collaborative and supportive work environment where team members can come together to innovate and drive success.

Skills:

Analytical Thinking, Commercial Acumen, Communication, Critical Thinking, Cybersecurity Risk Management, Cyber Threat Intelligence, Decision Making, Financial Products, Insurance Underwriting, Intentional collaboration, Managing performance, Presenting with Impact, Project Delivery, Risk Management, Stakeholder Management

How to Apply:

To submit your application, click "Apply" and follow the step by step process.

Equal Employment Opportunity:

QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.