Employee Benefits is the core of our business and at our heart we are a people-focused organization. Every day, we help over 100,000 employers give their employees peace of mind by providing health, pharmacy, long and short-term disability, vision, dental and other insurance solutions. What makes us unique is that we can surround our clients with more services and more technology-based tools and a team of advisors that simply cares more than anyone else.
If you want a career giving people the reassurance that they can have access to the health care they need for themselves and their loved ones, join OneDigital.
Our Newest Opportunity:
Job Description
The financial consultant position provides technical support to the client teams by monitoring the cost and performance of the client's benefits plans. The position owns the responsibility of monitoring and communicating the financial performance of the employee benefits plans.
Essential Duties and Responsibilities (include but are not limited to):
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Provide financial performance reports, analysis and recommendations to clients (for monthly/quarterly reporting for Fully-Insured/Level Funded/Self-Funded plans).
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Assist in the evaluation of the results of Requests for Proposals for consultants (Medical/Dental/Vision for Fully-Insured/Level Funded/Self-Funded plans).
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Assist in client presentations regarding the cost effectiveness of benefit strategies.
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Interfaces directly with clients to provide underwriting review in on-site and remote capacity, explaining financial analysis and recommendations (for monthly/quarterly reporting for Fully-Insured/Level Funded/Self-Funded plans).
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Responsible for understanding market trends that are driving client benefit costs, and explaining those to clients directly, along with training and explanation of trends to internal account team members. (Medical/Rx/Leverage Trend - Stop Loss).
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Work with National Analytics group on IBNR requests.
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Works closely with client executives, account management and/or client service teams on pre-renewal strategy, claims projections, and post renewal analysis.
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Maintains a full understanding of the insurance markets, funding alternatives, networks and benefit plan options.
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Attends carrier events to remain up to date and knowledgeable of carrier plans and changes, as well as maintain strong relationships.
Qualifications, Skills and Requirements:
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Strong attention to detail
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Strong verbal and written communication skills
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Ability to work independently as well as in a team environment
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Strong organizational skills
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Positive attitude
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Ability to thrive in fast-paced environment
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Strong analytical and problem solving skills
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Strong presentation skills
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Ability to establish and maintain collaborative working relationships with others of all levels
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Ability to maintain a high level of confidentiality
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Ability to work with clients and partners at a strategic level
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Strong MS Excel knowledge
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Knowledgeable in benefits underwriting concepts
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Strong presentation skill and knowledge of MS Powerpoint
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Basic knowledge of insurance carrier claims experience and utilization reporting
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Basic applied mathematics
Education, Training and Experience:
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A Bachelors Degree with strong mathematics background such as Business Administration, Accounting, or Finance, required;
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Proficiency with Microsoft Office, required;
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Experience in the insurance industry, preferred;
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Life & Health License, required;
Your base pay is dependent upon your skills, education, qualifications, professional experience, and location. In addition to base pay, some roles are eligible for variable compensation, commission, and/or annual bonus based on your individual performance and/or the company’s performance. We also offer eligible employees health, wellbeing, retirement, and other financial benefits, paid time off, overtime pay for non-exempt employees, and robust learning and development programs. You will receive reimbursement of job-related expenses per the company policy and may receive employee perks and discounts.
To learn more, visit: www.onedigital.com/careers
OneDigital is an equal opportunity employer. Not only as a matter of standard, but to honor and celebrate our differences. We believe that the power of ONE starts with you. We are committed to cultivating and preserving a culture that celebrates diversity, insists on equity and inclusion, and connects us. Ensuring our people feel seen, valued, respected, and supported is fundamental to our core values and business goals.
OneDigital provides equal employment opportunities to all employees and applicants for employment regardless of their: veteran status, uniformed servicemember status, race, color, religion, sex, sexual orientation, gender identity, age (40 and over), pregnancy (including childbirth, lactation and related medical conditions), national origin or ancestry, citizenship or immigration status, physical or mental disability, genetic information (including testing and characteristics) or any other category protected by federal, state or local law (collectively, “protected characteristics”). A copy of the Federal EEO poster is linked here.
Pursuant to local Fair Chance Ordinances, we will consider qualified applications with arrest or conviction records for employment. For applicable candidates, the following ordinances are linked here to inform you of your rights as an applicant:
City and County of San Francsico
City of Los Angeles
County of Los Angeles
Employment decisions shall comply with all other applicable federal, state and city/county laws prohibiting discrimination in employment. OneDigital complies with all criminal history inquiry [or ‘ban the box’] laws in California, Connecticut, Colorado, Hawaii, Illinois, Maine, Maryland, Massachusetts, Minnesota, New Jersey, New Mexico, Oregon, Rhode Island, Vermont and Washington.
In short, we believe in hiring the most qualified applicant for the position, regardless of background.
If you have questions about our hiring policies and practices, we would be happy to discuss upon receiving your application. We hope to welcome you to OneDigital and look forward to hearing from you.
Thank you for your interest in joining the OneDigital team!
Top Skills
What We Do
OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provides personalized, tech-enabled solutions for a contemporary work-life experience.
Nationally recognized for our culture of caring, OneDigital’s teams enable employers and individuals to do their best work and live their best lives. More than 75,000 employers and millions of individuals rely on our teams for counsel and access to fully integrated worksite products and services and the retirement and wealth management advice provided through OneDigital Investment Advisors. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation.
OneDigital has received the Glassdoor Employees’ Choice Award for Best Places to Work in 2023. For more information, visit onedigital.com.
