Senior Commercial Credit Analyst

Who We Are
Integrity. Quality. Humaity. Commitment. Innovation.
These are our values and not only what we stand by but what we stand for. We believe in empowering people. We create and deliver solutions. We give back to community. We think differently and we do it better. Our innovative spirit has driven us to continually evolve and deliver solutions to our dealers and our community and made us a business that our people are proud of and proud to work for.
At John Deere Financial, you'll make what isn't possible today, tomorrow's reality. Our financial products and services are helping our key partners secure the best innovative technology and products to enable others to be smarter about how they use the land. Working with the latest technology, collaborating with the best and brightest in the field, expanding your knowledge and honing your skills-all are key components of the John Deere team.
Why Join Us?
At John Deere, you are empowered to create a career that will take you to where you want to go. Here, you'll enjoy the support to think outside the box and the advanced tools and technology that foster innovation and achievement.
We are a Global company that truly values its people and provides a broad range of benefits which include a competitive remuneration package, flexible working, social activities, health and safety programs and ongoing training and development opportunities along with other Benefits like-

• 17.5% Annual Leave loading
• 14.5% Super if you choose to go with John Deere - Mercer Super Plan
• A mature outlook on flexible and hybrid work arrangements which allows you to truly balance work and life.
• Paid Parental leave - 16 Weeks for all parents.
• Purchase Leave, Paid Community Leave
• Professional Development Support (Higher Education, Training & Memberships)
• EAP Support & Training
• Equity in pay grades
• Diversity Equity & Inclusion is part of our DNA.

Incredible company culture where wellbeing of our employees is at the forefront of everything we do.
We embrace and strive for a workforce that is as diverse, talented and passionate as the communities in which we live and operate, and to provide a workplace where people feel included, valued and supported. We welcome applications from all backgrounds and believe that by understanding and respecting each other's differences we will perform at our best!
The Opportunity
We are looking for a Senior Credit Risk Underwriter to join our team in a 12-month fixed-term role to cover the parental leave of a current employee.
In this position, you will be responsible for underwriting, structuring, and managing credit risks and relationships that are large, complex, and exceed the authority level of Credit Analysts.
The ideal candidate will also play a crucial role in mentoring and supporting less experienced team members, fostering a collaborative and high-performing work environment.
Role Objectives

• Underwrite, structure, and manage credit risks and dealer and customer relationships that are large and complex in nature.
• Monitor the performance of borrowers and recommend and execute effective collection strategies.
• Negotiate and prepare documentation that clearly outlines the performance obligations of the borrower, utilizing Deere forms or attorney-drafted agreements.
• Provide mentoring and training support to junior employees within the team, ensuring their development and success.
• Prepare various reports relevant to the Credit & Risk portfolio, contributing to our overall strategy and decision-making process.
• Providing support and assisting in digitalising the credit underwriting process utilising insourcing and external digital solutions.

If you're ready to take on this exciting opportunity and contribute to our team's success, we would love to hear from you!
About You
With a strong expertise in credit analysis, you are an energetic self-starter who is an excellent team player who takes pride in their work and their working environment.
What Skills You Need

• Strong credit assessment and underwriting skills.
• Complex commercial lending expertise.
• Large account relationship management skills.
• Excellent verbal and written communication skills.
• Strong negotiation skills.
• Quick learner with the ability to adapt to new systems and processes.
• Ability to work independently and manage time effectively.
• Well-organized and proactive in approach.
• Attention to detail to ensure accuracy in credit assessments and documentation.

What Makes You Stand Out (Desired skills/experiences)

• Agriculture, Construction or Forestry background

If you have the experience outlined above, and the passion to succeed, we would love to hear from you!
Please click the 'APPLY' button now and send through your resume and cover letter detailing your previous relevant experience and why you are the perfect candidate for our team.
Applications for this position will close at close of business 31st January 2025.
Note: Appropriate work authorisations are required in this country prior to application.
John Deere believes in the power of diversity in the workforce and we and are committed to creating an inclusive environment for all employees.
John Deere Australia is proud to be recognised by Diversity Council Australia Ltd as an Inclusive Employer for three consecutive years: 2021- 2024
John Deere is proud to collaborate with WORK180- an international jobs network that connects smart businesses with talented women.