COMMERCIAL CREDIT ANALYST

Posted 9 Days Ago
Be an Early Applicant
Mead, Victoria
Hybrid
Mid level
Artificial Intelligence • Cloud • Internet of Things • Machine Learning • Analytics • Industrial
We Run for ALL
The Role
The Commercial Credit Analyst is responsible for underwriting and managing credit risk for medium to large clients, identifying new business opportunities, monitoring borrower performance, and preparing reports for management. The role involves collaboration and may include mentoring less experienced personnel while influencing digital solutions for credit underwriting.
Summary Generated by Built In

Who We Are
Integrity. Quality. Commitment. Innovation.
These are our values and not only what we stand by but what we stand for. We believe in empowering people. We create and deliver solutions. We give back to community. We think differently and we do it better. Our innovative spirit has driven us to continually evolve and deliver solutions to our dealers and our community and made us a business that our people are proud of and proud to work for.
At John Deere Financial, you'll make what isn't possible today, tomorrow's reality. Our financial products and services are helping our key partners secure the best innovative technology and products to enable others to be smarter about how they use the land. Working with the latest technology, collaborating with the best and brightest in the field, expanding your knowledge and honing your skills-all are key components of the John Deere team.
Why Join Us?
At John Deere, you are empowered to create a career that will take you to where you want to go. Here, you'll enjoy the support to think outside the box and the advanced tools and technology that foster innovation and achievement.
We are a Global company that truly values its people and provides a broad range of benefits which include a competitive remuneration package, flexible working, social activities, health and safety programs and ongoing training and development opportunities along with other Benefits like-

  • 17.5% Annual Leave loading
  • 14.5% Super if you choose to go with John Deere- Mercer Super Plan
  • A mature outlook on flexible and hybrid work arrangements which allows you to truly balance work and life.
  • Paid Parental leave - 16 Weeks for all parents.
  • Purchase Leave, Paid Community Leave
  • Professional Development Support (Higher Education, Training & Memberships)
  • EAP Support & Training
  • Equity in pay grades
  • Incredible company culture where wellbeing of our employees is at the forefront of everything we do.


We embrace and strive for a workforce that is as diverse, talented and passionate as the communities in which we live and operate, and to provide a workplace where people feel included, valued and supported. We welcome applications from all backgrounds and believe that by understanding and respecting each other's differences we will perform at our best!
The Opportunity
This is an opportunity for an experienced and motivated Credit Analyst. The successful applicant will have responsibility for-

  • Underwriting, structures and managing credit risk and relationships that are medium to large, and sometimes complex in nature.
  • Identifying opportunities for new business with new and existing customers and dealers to market credit products.
  • Monitoring performance of borrowers and recommending and executing collection strategies.
  • Preparing write-ups on large credit requests and resolving and negotiating sensitive issues related to transactions above authority.
  • Assisting with problem solving, training, and mentoring of less experienced personnel.
  • Preparing various reports and presentations for management on departmental metrics and industry trends that impact credit risks inherent in the portfolio.
  • Providing support and assisting in digitalising the credit underwriting process utilising insourcing and external digital solutions.


About You
With a strong expertise in credit analysis, you are an energetic self-starter who is an excellent team player who takes pride in their work and their working environment.
What Skills You Need

  • Sound skills in dealing with medium to large and complex dealer and retail customer structures and relationships
  • Demonstrated financial analysis and financial modelling skills, including the ability to evaluate information, identify potential issues and draw conclusions
  • Sound report and credit underwriting skills
  • A strong customer service focus and have proven ability to understand a customer's business, performance and strategy, as well as understanding their long-term needs and how we can support them
  • Good communication and negotiation skills
  • Ability to work independently and within a team environment
  • Experience in commercial finance.


What Makes You Stand Out (Desired skills/experiences)

  • Agriculture, Construction or Forestry background
  • Diversity & Inclusion promoter
  • Works independently


If you have the experience outlined above, and the passion to succeed, we would love to hear from you!
Please click the 'APPLY' button now and send through your resume and cover letter detailing your previous relevant experience and why you are the perfect candidate for our team.
Applications for this position will close at close of business 24th January 2025.
Note: Appropriate work authorisations are required in this country prior to application.
John Deere believes in the power of diversity in the workforce and we and are committed to creating an inclusive environment for all employees.
John Deere Australia is proud to be recognised by Diversity Council Australia Ltd as an Inclusive Employer for three consecutive years: 2021- 2024
John Deere is proud to collaborate with WORK180- an international jobs network that connects smart businesses with talented women.

Top Skills

Financial Analysis
Financial Modelling

What the Team is Saying

Megan
Swanand
Mehawesh
Jarai
Amy
Shweta
James
Euijung
Heather
Siva G
The Company
HQ: Moline, IL
69,000 Employees
Hybrid Workplace
Year Founded: 1837

What We Do

Life can’t evolve without innovation. That’s why we’re ideating to help feed the planet, build smarter, and help our farmers and growers to sustainably optimize their land. The mission is underway, but we need the right people to continue bringing it to life. From coders to assemblers and from engineers and tech experts to marketers and field teams. All find a purpose to drive them, a culture to thrive in, and a world of opportunities.

Why Work With Us

Our company is more than just a place to work. For John Deere employees, it’s where we dream, design, and deliver machines and technology that help feed a rapidly growing world and build critical infrastructure in villages, towns and modern megacities.

Gallery

Gallery
Gallery
Gallery
Gallery
Gallery
Gallery
Gallery
Gallery
Gallery
Gallery

John Deere Teams

Team
Product & Tech
Team
Cybersecurity
About our Teams

John Deere Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

Typical time on-site: Not Specified
HQMoline, IL
Austin, TX
Company Office Image
Chicago, IL
Fargo, ND
Johnston, IA
San Francisco, CA
Torrance, CA
Urbandale, IA
Learn more

Similar Jobs

John Deere Logo John Deere

Senior Commercial Credit Analyst

Artificial Intelligence • Cloud • Internet of Things • Machine Learning • Analytics • Industrial
Hybrid
Mead, Victoria, AUS
69000 Employees

John Deere Logo John Deere

Senior Commercial Credit Analyst

Artificial Intelligence • Cloud • Internet of Things • Machine Learning • Analytics • Industrial
Hybrid
Mead, Victoria, AUS
69000 Employees

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account