Pontera is a fintech company on a mission to help people retire better. Our software platform enables retirement savers to get the help they need managing their 401(k) and other retirement plan accounts as part of a personalized strategy by their trusted financial advisor.
Pontera is used by financial advisors across the nation– from SMB to Fortune 500 RIA firms, independent broker-dealers, plan custodians, and plan advisors.
Backed by leading venture capital firms including ICONIQ Growth and Lightspeed Venture Partners, Pontera is built by talented individuals who share a dedication to helping people retire with greater security.
Our team is fast-growing and driven to become one of the largest fintech companies in the world. Our culture is built on a people-first principle: in a complex and numbers-driven industry, we never lose sight of the people we serve and work alongside. That’s where you come in.
Pontera is looking for a highly skilled Senior Back-End Java Developer to join our core development team and help drive the architecture and scalability of our server-side systems. This is a high-impact role where you’ll design and build sophisticated, cloud-native microservices powering mission-critical functionality for our fintech platform.
You’ll work in close collaboration with cross-functional teams—including front-end developers, DevOps engineers, product managers, and QA—to deliver enterprise-grade software that’s scalable, secure, and built to last.
RESPONSIBILITIES
Design & Develop at Scale
-
Design, develop, and maintain robust and high-performance Java applications and distributed services.
-
Build and optimize scalable RESTful APIs and microservice-based architectures that power our platform.
Lead Engineering Excellence
-
Guide the adoption of best practices in design, development, testing, and deployment across the backend stack.
-
Conduct code reviews and mentor team members, helping to raise the technical bar across the team.
Own End-to-End Delivery
-
Collaborate with front-end, DevOps, and product teams to turn complex requirements into reliable solutions.
-
Take ownership of performance, availability, and observability of backend components in a high-scale environment.
Secure & Optimize
-
Implement security best practices, caching strategies, and performance tuning for robust, real-time systems.
-
Troubleshoot and resolve critical production issues with speed and precision.
REQUIREMENTS
-
7+ years of hands-on experience as a Java backend engineer working on production-grade systems.
-
Expert-level proficiency in Java 8+, Spring Boot, and Hibernate/JPA.
-
Strong background in designing and deploying scalable, fault-tolerant microservices.
-
Deep understanding of relational databases (e.g., MySQL, PostgreSQL) and NoSQL databases (e.g., MongoDB, Redis).
-
Experience working with cloud platforms (AWS), including managed services (e.g., RDS, S3, ECS, etc.).
-
Familiarity with containerization and orchestration tools like Docker and Kubernetes.
-
Solid knowledge of CI/CD pipelines, Git workflows, and modern DevOps principles.
-
Experience integrating message brokers like Kafka, RabbitMQ, or ActiveMQ in production systems.
-
Proven ability to lead initiatives, improve system performance, and troubleshoot distributed systems.
Bonus Points For
-
Experience with multi-threaded and concurrent programming in Java.
-
Knowledge of GraphQL or WebSockets for real-time data delivery.
-
Proficiency in testing frameworks like JUnit, Mockito, or TestNG.
-
Hands-on experience with performance profiling, monitoring, and tuning.
-
Prior work in the fintech space (familiarity with FIX protocol) is a strong plus.
WHAT WE OFFER
- Impactful Opportunity: Be part of a fast-growing startup that's transforming the FinTech industry and make a significant impact on our products and customers.
- Team Culture: Join a collaborative, collegial, and fun work environment with regular team-building events and a supportive atmosphere.
- Equity Participation: All new hires are eligible for equity grants, ensuring you share in the company’s success.
- Professional Growth: Take advantage of sponsored learning and development programs to enhance your skills and grow your career.
- Work Flexibility: Enjoy a hybrid work model with in-office collaboration on Monday, Tuesday, and Wednesday, and remote work on Sunday and Thursday.
Top Skills
What the Team is Saying
What We Do
Pontera is a Fintech company that helps financial advisors report on, manage, and trade their clients' held-away accounts, including 401(k)s, 403(b)s, HSAs and more. The platform is designed to work across account types and integrate seamlessly into existing technology to help advisors improve their clients' financial outcomes. Founded in 2012, Pontera is headquartered in New York City.
At the core of our team is a strong belief that helping people retire comfortably is of critical importance. Pontera is designed to help advisors not only analyze their clients’ held away accounts to provide greater visibility, but to enable advisors to take action and manage accounts on their clients’ behalf, improving the client experience, potentially adding accretive performance, and helping to mitigate compliance and security concerns around managing held away accounts.
Each of us believes strongly in the mission of helping millions of people achieve the best retirement possible.
Why Work With Us
We are proud of our People-First mentality and culture. You will have the unique and exciting opportunity to be part of a team whose mission is to scale Pontera into one of the largest FinTech companies in the world.
Gallery
Pontera Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
We're in-office on Tues/Weds/Thurs and we work from home on Mon/Fri!
