Remote - Manager, BSA/AML Operations

We’re looking for talented professionals, anywhere in the United States, to join us in bringing smart money management and payment solutions to everyone’s fingertips.

At Green Dot, we are evolving to a new and permanent “Work from Anywhere” model designed to maximize the benefits of remote work, promote and enable a strong culture of performance and connectedness, and attract the best and brightest talent who align with our entrepreneurial spirit and mission.

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JOB DESCRIPTION

SUMMARY:

The Manager, BSA/AML/OFAC Operations is responsible for managing and leading the BSA/AML team by identifying and reporting emerging and evolving money laundering, terrorist financing and financial crime threats, and improving the overall process, team efficiency and consistency, to build a stronger defense.  Additionally, the Manager will be responsible for overseeing Green Dot’s BSA/AML investigation process, as well as compliance with all BSA/AML/OFAC legal and regulatory responsibilities. 

RESPONSIBILITIES:

• Coordinate and assist with management of the day-to-day activities within the BSA/AML Operations program. 

• Effectively lead and manage a team of BSA/AML investigators. 

• Functional ownership of BSA/AML investigations process including procedures, flow and step-by-step guides within an automated solution environment.

• Proactively identify emerging trends in the AML/BSA space and implement solutions for eliminating related risks.

• Analyst, prepare and report on typologies of suspicious activity, emerging risks and various other identified risks within the BSA/AML program.

• Use expertise and analysis to make recommendations on evolving money laundering trends, terrorist financing and other financial crimes and reputational risks.  Looking for someone who will strengthen our controls and make our processes more efficient and consistent.

• Work closely on a daily basis with the BSA Operational management and BSA 2nd line Management to assist in development and implementation of procedures and controls commensurate with new and evolving threats, and on all other matters under Green Dot’s BSA/AML/OFAC Policy and Procedures. 

• Utilize data & analytical skills to follow leads wherever they may go, develop complete pictures of suspicious activity and uncover new trends in fraudulent, money laundering and possibly terrorist financing behavior.  Be able to get into the details to figure out what’s going on, but also step back and see the big picture.

• Help devise and analyze results of existing transaction monitoring reports where further investigation is warranted and take required action with accountholders based on analysis of activity.

• Works closely with employees of each business unit, including members of senior management, to foster a team approach to managing compliance risk by constantly seeking ways to strengthen internal controls and/or employee training.

• Have high familiarity with OFAC, CTRs, and Patriot Act Section 314a and 314b information sharing processes.

• Perform special projects and or other duties as assigned by Sr. Director of BSA/AML Operations.

Requirements

• Minimum 7 years of BSA/AML/OFAC-related activities in the financial services industry. Fintech or money transfer experience highly preferred.

• Experience conducting financial crime investigations, money laundering monitoring and/or investigations or other relevant BSA/AML experience. 

• Three to four years of previous experience supervising/managing within BSA/AML.

• Bachelor's degree/equivalent experience.

• Creative thinker, with experience in fast-paced work environment.

• Regulatory experience a plus.

• SQL experience a significant plus

• ACAMS or CFE certification a plus.

• Must have excellent communication skills in all areas – in person, in writing and on the telephone.

• Experience with MS Office, particularly excellent Excel skills, and overall ability to learn and work with a variety of computer programs.

• Familiarity with creation of management reports and presentations.

• Must be organized, efficient, and professional.

• Must be extremely detail oriented.

POSITION TYPE

Regular

PAY RANGE

The targeted base salary for this position is $93,200 to $139,800 per year. The final compensation will be determined by a number of factors such as qualifications, expertise, and the candidate’s geographical location.

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Green Dot promotes diversity and provides equal opportunity for all applicants and employees. We are dedicated to building a company that represents a variety of backgrounds, perspectives, and skills. We believe that the more inclusive we are, the better our work (and work environment) will be for everyone. Additionally, Green Dot provides reasonable accommodations for candidates on request and respects applicants' privacy rights.