Who We Are
Cross River is a highly profitable, fast-growing financial technology company powering the future of financial services. Our comprehensive suite of innovative and scalable embedded payments, cards, and lending products deliver financial services for millions of businesses and consumers around the globe. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion.
We are on a mission to build the infrastructure that propels access, inclusion, and the democratization of financial services. While our company has tripled in size over the last three years, our strong sense of purpose led Cross River to be named to American Banker’s list of Best Places to Work in Fintech for the last 6 years. The reason for this success is simple – our nimble and collaborative family culture lives in every member of our growing team. Together we are at the forefront of technology and innovation, and we invite passionate, collaborative, and motivated high performers to join our expanding team.
What We're Looking For
We are seeking an execution-focused Product Manager to help run specific products within our Payments offering. This role will focus on building and managing traditional, fast, or emerging payment rails, implementing our short and long term roadmap, and crafting the go-to-market strategy.
The most critical skills for being successful in this role are technical competency with Data and APIs and exceptional verbal and written communication skills. The ideal candidate has successfully designed and executed product solutions in the Payments space, ideally in the B2B or B2B2C API payment platforms. Product management experience is desired, but not required.
A successful candidate will embrace opportunities to go beyond traditional product management tasks in order to achieve company objectives, demonstrating a proactive 'figure it out’ approach rather than a ‘delegate and wait’ mindset.
You would join a fun and accomplished Product team that deeply cares about growing with people who question assumptions, have strong judgement, execute fast, and take ownership. You would work directly with high profile US tech companies to deliver cutting-edge payment solutions to market.
Responsibilities:
- Own the product development and commercialization of Cross River’s Payments products.
- Write product requirements for Engineers and other stakeholders, run Engineering backlog sessions and standups
- Complete feature feedback cycles and product launches with high profile US FinTech clients.
- Altitude shift in communication with different kinds of stakeholders, ensuring total internal alignment across all supported initiatives
- Ensure BSA/AML compliance around initiatives and support audit activities.
- Execute go-live strategy with Marketing, Sales, and relevant stakeholders.
- Foster a culture of continuous improvement with iteration, retrospectives, and periodic product reviews.
- Partner with the Data team to develop and maintain tracking and reporting of KPIs.
Qualifications:
- Strong analytical and problem-solving skills.
- Experience building platforms to offer Payments networks to customers (RTP, FedNow, ACH, FedWire, International Payments, Visa Direct, Mastercard Send, Merchant Acquiring).
- Experience with business cases and product requirements. Experience with pricing and P&L management is a bonus.
- Exceptional communication and interpersonal skills.
- Interest in learning financial services industry regulations and best practices.
- Experience with technical product development, commercialization and launching new products.
- Understanding of APIs and microservices.
- 1-4 years of experience in Product Management.
Bonus:
- Successfully implemented Objectives and Key Results, pre and post launch
- Successfully supported Audit requests/activities
Please note this role is expected to operate onsite at least 3 days a week out of our Fort Lee, NJ headquarters.
Salary Range: $120,000.00 - $150,000.00
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Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.
By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.
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What We Do
Cross River provides technology infrastructure powering the future of financial services. Leveraging a proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards, lending, and crypto solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion. Member FDIC.
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