Product Development Analyst – Loss Control

A career at Auto-Owners is challenging and rewarding.  Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

We offer a merit-based work-from-home program based on job responsibilities.  After initial training in-person, this specific role could have the flexibility to work from home up to 3 days per week.

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated individual to join our Underwriting department as a Product Development Analyst. The position requires the person to:

• Research and analyze competitor and industry standard products for comparison to similar products offered by the Company.
• Research and identify statutory compliance changes, new product offerings as well as changes to current coverage offerings, rules, and guidelines. If required, create and present complex proposals based on findings.
• Plan and execute the introduction of new projects and analyze the impact of the change after project completion.
• Provide assistance to develop business specifications for approved new coverages and/or updates to existing products.
• Develop new rule pages or update existing rule pages in response to new coverage introductions and/or updates to existing products, including but not limited to the development and revision of coverage details and eligibility criteria.
• Compile rule pages and forms to file with state insurance departments in affected states.
• Communicate and respond to state insurance department questions arising from a submitted rule or form filing.
• Create and present training materials on projects.
• Analyze complex loss experience and other statistical data of existing products from a usage and profitability perspective and suggest improvements.
• Maintain punctual attendance in accordance with an assigned work schedule at a Company approved work location.

Desired Skills & Experience

• Bachelor's degree or equivalent experience
• Ability to read, interpret and react to documents such as insurance policies, procedure manuals, forms, and endorsements to evaluate information, consider alternatives, and make independent decisions.
• Ability to assemble information, develop opinions, and clearly express decisions on product development using sound reasoning and judgment.
• Ability to select, reject, or offer alternatives for a given project within guidelines and philosophy established by the Company.
• Ability to communicate, both oral and written.
• Ability to understand and carry out complex instructions.
• Ability to organize and independently execute assigned work under general supervision.  Ability to maintain confidentiality and data security.
• Ability to participate in and demonstrate active learning in approved educational programs

Benefits

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.