Product Counsel, Operating Systems & P2P

It all started with an idea at Block in 2013. Initially built to take the pain out of peer-to-peer payments, Cash App has gone from a simple product with a single purpose to a dynamic ecosystem, developing unique financial products, including Afterpay/Clearpay, to provide a better way to send, spend, invest, borrow and save to our 50+ million monthly active customers. We want to redefine the world's relationship with money to make it more relatable, instantly available, and universally accessible.
Today, Cash App has thousands of employees working globally across office and remote locations, with a culture geared toward innovation, collaboration and impact. We've been a distributed team since day one, and many of our roles can be done remotely from the countries where Cash App operates. No matter the location, we tailor our experience to ensure our employees are creative, productive, and happy.
The Role
You will sit in Block's US Product Counsel Team. This US team is comprised of product counsel lawyers who support Cash App and Square products. You will provide legal support and counseling to the teams supporting Cash App's Operating Systems product team. Operating Systems is responsible for Peer-to-Peer products and shared infrastructure across the Cash App ecosystem, such as messaging, notifications, and referral programs.
As Product Counsel, you will have a broad range of responsibilities providing legal guidance on product and feature development. You will play an important role on the US Product Counsel Legal team and partner with our Operating Systems product teams to maintain current offerings and develop new ones while managing legal risk and ensuring regulatory compliance. You will also work with the broader US Product Counsel team to advise on money transmitter obligations in the transaction confirmation process across our products, and support new features that improve customer communication and engagement. As we expand, your ideas and contributions will make an immediate and meaningful impact.
We are looking for someone who is: organized and creative; curious, with a desire to understand underlying causes and motivations; able to research and master complex legal topics and communicate them to non-lawyers in brief, clear language; have an expert understanding of a legal issue but can separate the practical from the academic and provide clear, accurate, and applicable advice to the business team and kind, patient, and respectful to co-workers.
You Will

• Provide guidance to the Operating System team and other Cash App product teams (including product managers, engineers, and designers) on issues related to products and shared infrastructure throughout the development lifecycle
• Develop close, trusted relationships with partners and stay informed on important product developments
• Draft terms of service, transactional disclosures, legal memos, product policies, and procedural guides
• Work with other support teams (including regulatory, tax, compliance, accounting, and outside counsel) to provide guidance to partners
• Cultivate creative ideas and insights into how legal frameworks can support new product developments and customer experiences
• Be a strategic legal partner to coordinate advice and guidelines for automation across the Cash App brand, including for onboarding processes, customer support, and messaging tools used across our products.

You Have

• 8+ years of combined, relevant experience in law firms, governmental agencies, and/or in-house legal departments
• Fluency translating legal advice into applicable guidance for creative products and collaborators
• Ability to quickly adapt and reorient in an evolving regulatory and business environment
• Familiarity with launching products and advising on the legal and regulatory aspects of product development in the technology space
• Sound, practical business judgment, and creativity solving problems
• A Juris Doctor (JD) degree and active membership in at least one state bar

Bonus

• Prior experience as product or regulatory counsel at a financial services company (e.g. bank or FinTech
• Familiarity with payment services regulations and network rules
• Prior experience advising on requirements for incentives and referral programs
• Familiarity with Money Transmission regulations

We're working to build a more inclusive economy where our customers have equal access to opportunity, and we aim to live by these same values in building our workplace. Block is an equal opportunity employer evaluating all employees and job applicants without regard to identity or any legally protected class. We will consider qualified applicants with arrest or conviction records for employment in accordance with state and local laws and "fair chance" ordinances. We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we're doing to build a workplace that is fair and square? Check out our I+D page .
While there is no specific deadline to apply for this role, U.S. roles are typically open for an average of 55 days before being filled by a successful candidate. Please refer to the date listed at the top of this job page for when this role was first posted.
Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate's starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.
To find a location's zone designation, please refer to this resource . If a location of interest is not listed, please speak with a recruiter for additional information.
Zone A:
$276,800 - $415,200 USD
Zone B:
$276,800 - $415,200 USD
Zone C:
$276,800 - $415,200 USD
Zone D:
$276,800 - $415,200 USD
Every benefit we offer is designed with one goal: empowering you to do the best work of your career while building the life you want. Remote work, medical insurance, flexible time off, retirement savings plans, and modern family planning are just some of our offering. Check out our other benefits at Block.
Block, Inc. (NYSE: XYZ) builds technology to increase access to the global economy. Each of our brands unlocks different aspects of the economy for more people. Square makes commerce and financial services accessible to sellers. Cash App is the easy way to spend, send, and store money. Afterpay is transforming the way customers manage their spending over time. TIDAL is a music platform that empowers artists to thrive as entrepreneurs. Bitkey is a simple self-custody wallet built for bitcoin. Proto is a suite of bitcoin mining products and services. Together, we're helping build a financial system that is open to everyone.