Principal Product Designer

About the Role

Chime is looking for a Principal Product Designer with exceptional visual design skills to join our growing Product Design team. As a Principal Product Designer, you’ll collaborate with innovative thinkers, builders, and technologists to craft beautiful, intuitive, and impactful products that transform personal finance for millions of Americans. We're passionate about delivering elegant solutions that empower our members to take control of their financial lives—and we’re looking for a designer who shares that vision.

If you're someone who thrives in a mission-driven environment, values strong visual storytelling, and wants to create best-in-class design experiences, let’s talk!

The base salary for this role starts at $221,000 and up to $281,000, depending on your location, skills, and experience. Full-time employees are also eligible for a bonus, competitive equity package, and comprehensive benefits.

This is a hybrid role based in San Francisco, with 3 days per week in the office.

What You’ll Do

• Be an advocate for stunning, user-centered design, ensuring that every product we create embodies beauty, clarity, and accessibility.
• Lead and execute high-impact visual and interaction design projects, setting the bar for aesthetics across our mobile and digital products.
• Partner with cross-functional teams—product management, engineering, marketing, and data analytics—to craft experiences that drive meaningful change for our members.
• Provide design mentorship to peers and teammates, fostering a culture of excellence in visual and interaction design.
• Use a human-centered design process to solve complex user problems, while creating delightful, visually compelling interfaces.
• Contribute to and evolve our design systems, ensuring scalable and cohesive design patterns across all products.
• Lead end-to-end design projects, balancing timelines, deliverables, and collaboration with precision and creativity.

What You Bring

• 8-10+ years of experience designing visually stunning consumer-facing digital and mobile experiences.
• A strong portfolio showcasing your ability to create exceptional visual and interaction designs, with clear evidence of successful mobile app projects.
• Mastery of typography, color theory, layout, and interaction design principles, with a keen eye for detail and aesthetics.
• Experience applying user research and data insights to inform and refine design decisions.
• The ability to balance business goals with user needs, crafting designs that drive results and delight users.
• Excellent communication skills—you can articulate the "why" behind your design decisions to stakeholders, including executives, and foster alignment.
• A growth mindset and adaptability to thrive in a fast-paced, ever-evolving environment.

Nice-to-Haves

• Experience working in agile or lean environments.
• Proficiency in prototyping tools or coding is a plus, enabling you to bring ideas to life quickly and effectively.

Why Chime?
At Chime, design isn’t just a function—it’s at the heart of how we empower our members to build a better financial future. Join us to shape the future of personal finance with bold, beautiful, and meaningful design.

A little about us

At Chime, we believe that everyone can achieve financial progress. We’re passionate about developing solutions and services to empower people to succeed. Every day, we start with empathy for our members and stay motivated by our desire to support them in ways that make a meaningful difference. 

We created Chime—a financial technology company, not a bank*-- founded on the premise that basic banking services should be helpful, transparent, and fair. Chime helps unlock the access and ability our members need to overcome the systemic barriers that block them from moving forward. By providing members with access to liquidity, rewards, and credit building, our easy-to-use tools and intuitive platforms give members the ability to have more control over their money and to take action toward achieving their financial ambitions.

So far, we’re well-loved by our members and proud to have helped millions of people unlock financial progress, whether they started a savings account, bought their first car or home, opened a business, or went to college. Every day, we’re inspired by our members’ dreams and successes, big and small. 

We’re uniting everyday people to unlock their financial progress—will you join us? 

*Chime partners with The Bancorp Bank and Stride Bank, N.A., Members FDIC, that power the bank accounts used by Chime Members.

What we offer

• 🏢 A thoughtful hybrid work policy that combines in-office days and trips to team and company-wide events depending on location to ensure you stay connected to your work and teammates, whether you’re local to one of our offices or remote
• 💻 Hybrid work perks, like UrbanSitter and Kinside for backup child, elder and/or pet care, as well as a subsidized commuter benefit
• 💰 Competitive salary based on experience
• ✨ 401k match plus great medical, dental, vision, life, and disability benefits
• 🏝 Generous vacation policy and company-wide Take Care of Yourself Days 
• 🫂 1% of your time off to support local community organizations of your choice
• 🧠 Mental health support with therapy and coaching through Modern Health
• 👶 16 weeks of paid parental leave for all parents and an additional 6-8 weeks for birthing parents
• 👪 Access to Maven, a family planning tool, with up to $10k in reimbursement for egg freezing, fertility treatments, adoption, and more.
• 🎉 In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
• 💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

We hire candidates of any race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, Veteran status, and any other status. Chime is proud to be an Equal Opportunity Employer and will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance, Cook County Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation, please let us know. 

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice. 

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