An extraordinarily talented group of individuals work together every day to drive TNS' success, from both professional and personal perspectives. Come join the excellence!
Overview
We are looking for a Payments Business Analyst with expertise in card payments and alternative payment methods to join our dynamic team. In this role, you will work closely with product managers, clients, and software development teams to define payment solutions, ensure compliance, and enhance our transaction processing capabilities. You will play a critical role in translating business needs into technical requirements while ensuring alignment with industry standards and best practices.
Responsibilities
We are looking for a Payments Business Analyst with expertise in card payments and alternative payment methods to join our dynamic team. In this role, you will work closely with product managers, clients, and software development teams to define payment solutions, ensure compliance, and enhance our transaction processing capabilities. You will play a critical role in translating business needs into technical requirements while ensuring alignment with industry standards and best practices.
The candidate will also facility as a Product Owner within the scrum team, managing the product backlog of requirements, priority and necessary clarification.
Payments & Industry Standards
- Act as the subject matter expert on card payments, with knowledge on EMV , Ecommerce, Fleet Cards, Loyalty Cards.
- Familiarity for alternative payment options (e.g., digital wallets, BNPL etc).
- Provide expertise in payment protocols such as ISO 8583, Nexo, and proprietary acquirer-specific messaging formats.
- Understanding the transaction lifecycle across issuers, acquirers, processors, and merchants.
- Work closely with scheme rules (Visa, Mastercard, AMEX, etc.), ensuring compliance with schemes such as EMV and PSD2/SCA regulations, PCI.
Technical & API Integration
- Collaborate with development teams to design and document payment API specifications, ensuring seamless integration with third-party providers.
- Define functional and non-functional requirements for payment processing applications, including authentication, authorization, and settlement flows.
- Work with tokenization, encryption, and security standards (PCI-DSS, 3DS, HSM, etc.) to ensure secure transactions.
Product & Stakeholder Engagement
- Partner with product managers to shape the payments roadmap and define requirements based on business needs and market trends.
- Act as a liaison between clients, acquirers, and payment processors, understanding their needs and providing technical guidance.
- Work within an Agile/Scrum environment, contributing to sprint planning, backlog grooming, and user story definition.
Skills & Experience:
- 5+ years of experience as a Business Analyst in the payments industry.
- Knowledge of protocols such as ISO 8583, Nexo, EMV, PCI-DSS, and alternative payment methods.
- Experience working with acquirers, PSPs, and payment processors.
- Hands-on experience with payment APIs, RESTful web services, and JSON/XML messaging.
- Understanding of regulatory and compliance frameworks (e.g., PSD2, SCA, AML).
- Ability to write clear BRDs, functional specifications, and API documentation.
- Manage and maintain the product backlog, working as a product owner within a scrum team.
- Strong collaboration skills with cross-functional teams in an Agile environment.
Preferred Qualifications:
If you’re passionate about payments and want to drive innovation in a fast-paced fintech environment, we’d love to hear from you!
Qualifications
- Product Owner or Scrum Master Certification
- Degree in computing science or equivalent
- BABOK or 3 years experience
- IIBA or 3 years experience
If you are passionate about technology, love personal growth and opportunity, come see what TNS is all about!
TNS is an equal opportunity employer. TNS evaluates qualified applicants without regard to race, color, religion, gender, national origin, age, sexual orientation, gender identity or expression, protected veteran status, disability/handicap status or any other legally protected characteristic.
Top Skills
What We Do
Transaction Network Services (TNS) is a leading global provider of data communications and interoperability solutions. Our global network and innovative value-added services enable transactions and the exchange of information to many of the world’s leading retailers, banks, payment processors, financial institutions and telecommunication firms. Founded in 1990 in the United States, TNS has grown steadily and now provides services to customers in over 60 countries across the Americas, Europe and the Asia Pacific region, with our reach extending to many more. TNS has designed and implemented a global data network which supports a variety of widely accepted communications protocols and is designed to be scalable and accessible by multiple methods.
