(Junior) Credit Risk Analyst

Company Description

Do you have a passion for risk-related financial topics, as well as a high affinity for numbers and a distinctive, analytical way of thinking? Are you familiar with terms such as credit risk and working capital management?

We are seeking a motivated and detail-oriented Credit Risk Analyst to join our dynamic team within the Treasury department. The successful candidate will play a crucial role in assessing and managing credit risk to support the company's financial health. This position involves working closely with the Credit Risk Manager and other departments to ensure effective risk management and fraud prevention.

Job Description

SUPPORT GLOBAL CREDIT RISK MANAGEMENT 

In this exciting role, you’ll be responsible for the permanent check of client’s creditworthiness and credit limits. Therefore, you’ll assess and monitor securities (Bank Guarantees, Letters of Credit) and conduct credit checks for internal business partners. You’ll also support the subsidiaries with credit limits, repayment schedules, and overdue analysis.

CREDIT RISK REPORTING 

As you are responsible for credit risk reporting you’ll collect monthly risk input from subsidiaries and prepare a group-wide credit risk reporting. Identification and active management of risks related to large customers and global key accounts is also part of your job. You’ll also develop and prepare further regular reports.

FRAUD PREVENTION

You’re the key user in terms of fraud prevention and the main approver when it comes to ICS tools. Bank data verification of new business partners and being the main internal contact for accounting is part of your role. Support the implementation of new ICS tools as well as the ongoing monitoring of new fraud schemes and finally training the Red Bull employees in terms of fraud prevention will also be your responsibility.

Qualifications

First relevant professional experience (also in the form of internships) in finance is an advantage

University degree in Business Administration or comparable education

Fluent in German and English

Excellent IT skills such as MS Excel

Highly structured and self-sufficient way of working

Enjoying excelling in a high-demanding and international environment

Eagerness to work with figures

Analytical way of thinking

Self-confident, proactive, diplomatic 

Additional Information

Due to legal reasons, we are obliged to disclose the minimum salary according to the collective agreement for this position, which is €2.303 gross per month. However, our attractive compensation package is based on market-oriented salaries and is therefore significantly above the stated minimum salary.

As an employer, we value diversity and support people in developing their potential and strengths, realizing their ideas and seizing opportunities. We believe passionately that employing a diverse workforce is central to our success. We welcome applications from all members of society irrespective of age, skin colour, religion, gender, sexual orientation or origin.