FinCrime Oversight Manager

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their life easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere.

More about our mission.

Job Description

Your Mission:

The FinCrime Oversight Manager plays a critical role in safeguarding the organization from financial crimes and ensuring compliance with Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) regulations. This role is responsible for establishing, managing, and optimizing a robust compliance framework that aligns with local and international regulatory requirements.

This person will act as a strategic advisor and operational leader, ensuring that financial crime risks are identified, assessed, and mitigated effectively. This includes driving the implementation of policies and procedures, leading regulatory reporting, managing audits, and fostering a strong culture of compliance. The position requires an individual with deep expertise in financial crime prevention, excellent communication skills in English and Portuguese, and the ability to collaborate across diverse teams and stakeholders.

The responsibilities for this position include: 

1. Policy Implementation and Management:

   1. Implement and manage primary policies and procedures related to the AML/CTF program.

   2. Ensure internal controls adhere to the applicable regulatory framework.

2. Regulatory Compliance Reporting:

   1. Coordinate the preparation of key regulatory reports, including the Effectiveness Evaluation of the AML/CTF Program and Internal Risk Assessments.

3. Audit Leadership:

   1. Lead internal audit assessments and regulatory inspections regarding AML/CTF compliance.

   2. Provide necessary support during audit activities and ensure findings are effectively addressed.

4. Risk Assessment and Controls:

   1. Analyze new products or significant changes to existing products to identify risks and determine the need for additional controls.

   2. Validate mitigation programmes and the closure of issues driven by 1st line. 

5. Stakeholder Collaboration:

   1. Engage with key internal stakeholders to implement new controls and refine existing procedures.

   2. Facilitate cross-functional communication to enhance compliance initiatives.

6. Training and Awareness:

   1. Develop and deliver AML/CTF training programs for employees, partners, and third-party service providers.

   2. Promote a culture of compliance and risk awareness across the organization.

Qualifications and Skills:

• Holds a bachelor's degree in any field of study.
• Proven experience in financial crime compliance, particularly AML/CTF program management.
• Deep knowledge of regulatory frameworks and risk management methodologies.
• Strong leadership and project management skills with the ability to coordinate cross-functional teams.
• Excellent analytical and problem-solving skills to evaluate risks and design effective controls.
• Exceptional communication skills, with fluency in both English and Portuguese, including written and verbal proficiency.
• Willingness to travel for work as required, including visits to other offices or meetings with regulators and partners.
• Must have or be willing to obtain the ABT2 certification within the first six months of employment.
• Relevant certifications (e.g., CAMS, CFE) are preferred but not mandatory.

Ideal Candidate Profile:

• Passionate about compliance and committed to upholding the highest standards of integrity.
• A proactive team player who thrives in a fast-paced, dynamic environment.
• Meticulous attention to detail and an ability to manage multiple projects effectively.

Additional Information

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. 

We’re proud to have a truly international team, and we celebrate our differences.

Every Wiser should feel that they can be themselves at work.

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to share their contributions towards mission zero and able to progress in their careers.

Having diverse teams that reflect our diverse customer base helps us build a better product. We can be more creative and empathetic to our customer’s needs and make sure we leave no-one behind on our journey to mission-zero. 

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

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