Financial Planning & Analysis Manager

Amartha is a leading fintech company in Indonesia dedicated to empowering micro-businesses through financial inclusion. By connecting underserved women in rural areas with investors through peer-to-peer lending, Amartha is driving impactful change and fostering economic growth. Our mission is to create equal opportunities for all, leveraging technology and innovation to make a meaningful difference in the lives of our users.

As an FP&A Manager, you will lead the financial planning, budgeting, and forecasting processes, providing critical insights to guide major decisions made by the executive team and board of directors. In this role, you will gather, prepare, and analyze financial data from across the organization to produce reports that deliver data-driven answers to key business questions.

You will serve as a business partner across the organization, working closely with various business units and acting as a strategic advisor to the CFO. Your expertise will help the finance department identify opportunities for efficiency, cost savings, and investment while maintaining strong financial discipline.

Responsibilities:

• Perform budgeting and rolling forecasting the company’s future financial performance that aligns with the company’s strategic plan that sets high-level targets (revenue, net income, core strategic initiatives, etc.). The rolling forecast including forecast of the company’s performance and its direct result to the financial statements (i.e. Profit and Loss, Balance Sheet, and Statement of Cash Flow) 
• Creating custom financial models to support the budget and forecast that account for trends within the business and in the broader industry and economy that may affect revenue and profit
• Perform various financial stress tests / scenarios (e.g. for new line of business or to seek efficiency within the existing business process) to provide timely, accurate and actionable recommendations to senior management.
• Responsible for putting together board reports and management reports such as variance analysis reports, which track budget vs. actual spend by department, including collecting data from different departments, verifying and consolidating that information. 
• Proactively maintain and monitor key financial indicators—like debt-to-equity ratio and current ratio.
• Perform analysis to the financial statements to understand which product lines or services have the highest profit margin or contribute the most to net profit. This task includes breaking down the cost and revenue or profit generated by each department within the company. 
• Perform assessment for the return of the business’s investments with its working capital and finding new investment opportunities
• Provide Ad-hoc reports related to the company or business unit performance to internal and external parties as needed.

• A Bachelor’s or Master’s degree in Accounting or Finance.
• Minimum of 8 years of work experience, including at least 3 years in a managerial role.
• Background in accounting or advisory firms is required.
• Experience in the financial industry with a strong understanding of cost accounting.
• Excellent problem-solving skills and a proactive attitude to ensure tasks are completed effectively.
• Proficient in working collaboratively with cross-functional teams.
• Exceptional business reporting and communication skills.
• Strong business partnering abilities, including the capacity to work effectively with others, understand their business priorities and goals, gain deep knowledge of the company and its processes, and transform complex information into clear, concise reports.