Financial Analyst

Our mission is to increase the success rate of small businesses. Traditional banking has been a growth limiter rather than a growth enabler for business owners, and we’re changing that. Relay is the all-in-one, collaborative money management platform. We’re building for employer SMBs and their finance function, internal and external, and are focused on delivering a human-centric customer experience. Ultimately, we help SMBs be ‘on the money'.

Relay is entering an exciting new chapter of growth, and we’re looking for a Financial Analyst to help scale our Finance team. Reporting to the Director of Finance, this role will focus on supporting both Accounting Operations and FP&A processes that contribute to driving Relay’s success. You’ll work cross-functionally across all departments at Relay to ensure compliance with accounting policies, enhance operational efficiency, and provide financial insights that align with target KPIs and influence key business decisions. 

Joining Relay means an opportunity to have a significant impact in building solutions that can reach 29 million small businesses across North America. If you thrive on growth, problem-solving, and tackling real customer challenges, we want to hear from you! 

What You’ll Be Doing:

• Support month-end, quarter-end, and year-end close processes to ensure accurate and timely financial reporting 
• Assist in audit preparation and support for the first-year audit for Fiscal Year 2024 
• Assist in documenting and improving financial processes, strengthening internal controls, and identifying opportunities for process automation 
• Manage and optimize financial incentive programs to drive performance within Sales and Marketing teams 
• Conduct variance analysis (actual vs. budget) and deliver insights on business performance 
• Support the maintenance of financial models for forecasting, budgeting, and long-term planning
• Enable strategic decision-making by supporting financial analysis and scenario planning
• Contribute to a variety of projects, including strategic financial support, contract management, cost analysis for potential savings, and financial data analysis to support “big bet” initiatives

Who You Are:

• You have 3+ years of experience in Accounting and FP&A
• You have a Bachelor's degree in Accounting, Finance, or a related field
• You have a CPA or actively pursuing it
• You excel in verbal and written communication, effectively conveying complex information with clarity 
• You have a keen eye for detail and take pride in delivering error-free, concise, and accurate work
• You’re analytical and make decisions based on timely and accurate analysis
• You have a team player mindset – our team is small and mighty, and we collaborate constantly
• You’re a self-starter with a growth mindset and thrive in a fast-paced, scrappy environment

Bonus Points:

• You have prior experience in B2B SaaS, fintech or a neobank 
• You have experience or working knowledge with accounting tools (e.g. Xero, Dext, Expensify, etc.)




Research shows that women-identifying and other marginalized individuals tend to only apply when they meet 100% of the qualifications; if you don't have all the listed qualifications, we encourage you to apply anyway!

Our Commitment To You:

• Competitive salary and meaningful equity: Relay employees are Relay owners, complete with equity and a competitive salary. 
• Comprehensive health benefits: enjoy full health benefits from day one. We offer flexible Health or Wellness Spending Accounts and medical, dental, and vision coverage for you and your dependents.
• Flexible vacation and time off: every team member starts with 15 vacation days and 5 flex days to use as needed, plus an extra week of office closure during the end-of-year holidays so you can take time off to recharge and come back better for our customers.
• Parental leave with top-up: we offer 12 weeks off with a 100% salary top-up for all full-time employees, regardless of location, and accessible for all parents: birthing, non-birthing, and adoptive.
• Hybrid work environment: we value meaningful collaboration and connection at our Toronto office twice a week, with lunch, snacks, and beverages on us.
• Dog-friendly space: can dogs really make you happy and healthy? We don’t know for sure, but since we don’t want to chance it, our office is 100% floof-friendly.
• Personal and professional growth: through ongoing feedback, mentorship, and coaching, work with peers and leaders who are invested in your growth and success. 
• Top-tier equipment: as a Mac-first company, our Toronto offices have everything you need to produce your best work comfortably, from multiple screens to ergonomic seating.
• Social connection: we believe in celebrating our wins with two annual company-wide get-togethers, quarterly team events, happy hours, and special events and networking opportunities with industry leaders.




We’re driving real change for small business owners, powered by truly remarkable people. At Relay, you’ll find the confidence to take changes, trust to take initiative, and the support you need to build a career you love. Here, we make sure every team member feels empowered to make big decisions, encourage to ask tough questions, and challenged to take risks that result in work we’re all proud of. We give you the baton–you run the Relay.

The Interview Process:

• Stage 1: A 30-minute Google Meets video call with the Director of Finance
• Stage 2: A take-home case study followed by a 60-minute presentation to our Finance team
• Stage 3: A 30-minute Google Meets video call with a member of the Leadership team

What’s Important to Us:

At Relay, we believe that diversity is key to building high-performing teams, and creating an inclusive work environment is our priority. We are an equal-opportunity employer and we welcome people of diverse backgrounds, perspectives, and skills.

We will work with applicants to provide accommodations at any stage of the hiring process. If you require accommodations during the interview process, please email your People Team contact, and we will work with you to meet your needs.