The opportunity
We have a unique opportunity for Finance Graduate to join us on the exciting and rewarding path we are taking here at Castle Trust Bank. Having become a fully authorised bank in 2020, we pride ourselves in being a fintech challenger bank, providing specialist property mortgages, retail finance lending and savings accounts to a variety of customers.
Joining our new rotational programme within Finance, you will have the opportunity to gain a comprehensive exposure to core areas of the Finance function within the Bank. Over the course of the programme, you will rotate through a number of key departments, gaining invaluable hands-on experience and developing a robust skill set that will serve as the foundation for a successful career in Finance. After the programme, a more permanent role in one of the teams will be identified and assigned based on preference (where possible) and business need.
Participants will have the opportunity to spend time in some of the following departments:
Treasury
- Cash management
- Liquidity planning
- Investment strategies
- Risk management
Financial Reporting
- Month end close processes
- Financial statement preparation
- Complex financial models (impairment, hedge accounting, effective interest rates)
- External audit engagement and management
- Balance sheet reconciliations and controls
- Variance analysis
Regulatory Reporting
- Compliance with financial regulations
- Preparation of regulatory filings
- Monitoring changes in regulatory requirements
- Internal and external reporting
Finance Business Partnering/Projects
- Budgeting and forecasting
- Supporting business units
- Financial analysis and insights
- Strategic planning and decision support
- Performance measurement
- Specialist projects
We thrive to ensure that everyone has the opportunity to learn new skills and are passionate about developing our people. Whether through apprenticeship pathways or support with professional qualifications – we would like to hear about your ambitions in obtaining a financial related qualification to see what we might be able to offer in the future to support your career goals.
This role will be based between our London and Basingstoke offices due to where our Finance teams are located – so there must be a willingness to work from both office locations. There will be support for travel expenses for any travel away from contractual office location.
What we are looking for in you…
To be considered for this programme, you must possess the following:
- Educational Background: A recent graduate (ideally with a degree in Finance, Accounting, Economics, Risk Management or a related field, but other subjects considered). 2:1 classification and above as a minimum.
- Analytical Skills: Strong ability to analyse financial data and identify trends.
- Attention to Detail: Meticulous and thorough in reviewing financial documents and reports.
- Communication Skills: Excellent verbal and written communication skills, with the ability to convey complex information clearly.
- Technical Proficiency: Proficiency in Microsoft Office, particularly Excel; familiarity with financial software is a plus.
- Problem-Solving: Ability to think critically and solve problems effectively.
- Team Player: Ability to work collaboratively with diverse teams across different departments.
- Time Management: Strong organisational skills and the ability to manage multiple tasks and deadlines.
- Adaptability: Willingness to learn and adapt to new challenges and environments.
Application process
Please submit your up-to-date CV with a cover letter by clicking the apply link contained in this advert. If your application is shortlisted, you will be required to take part in a short video interview. Beyond that, we will be running an assessment centre before making final decisions.
What’s in it for you…
As well as a competitive salary (£35,000 per annum), we offer an annual performance related bonus (up to 10% of base salary) based on individual and company performance. In addition, a generous contributory pension scheme through Hargreaves Lansdown, life assurance, 28 days annual leave (plus bank holidays on top) with the option to buy/sell up to 5 additional days (terms apply). In addition, you will receive an extra day paid annual leave for Volunteering.
Wellbeing is also high on our agenda, and we offer healthcare benefits through Equipsme. In addition, all colleagues have free access to TELUS Health EAP to support their health and wellbeing. We also offer free eye test vouchers and discounted gym membership, and if that’s not enough, we also offer season ticket travel loans (if applicable).
Caught your attention? If so, we’d love to talk to you and tell you more about what it’s like to work at Castle Trust Bank – The Place To Work!
Castle Trust Bank is an equal opportunity employer where we celebrate diversity and are committed to creating an inclusive environment for all our colleagues to thrive. We welcome applications from all and will not discriminate against any status/characteristic protected by law and will always base our decisions on merit.
We are proud to support people with disabilities and are committed to be a Disability Confident employer. If you are a person with a disability and meet the minimum criteria for the role you will be offered an interview. Should you require any reasonable adjustment to support you in your application for one of our opportunities, please contact
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What We Do
Traditional financial service providers are often burdened with costly overheads including expensive branch networks, inflexible technology and huge armies of people. At Castle Trust Bank, we keep our overheads to a minimum and we use savings proceeds to fund our lending solutions.
In the past, we offered investment products to our customers which proved very popular. As a bank, we now offer savings accounts, giving our customers the added benefit of FSCS protection for their deposits. Our history means that we have a strong understanding of what our customers need and have built our savings range with those customers and their needs front of mind.
In a complex world, we strive for openness and clarity. We place the highest importance on treating our customers fairly not just because it's the right thing to do but because we know that the trust of our customers is crucial to our future success.
We recognise that for many mortgage customers, traditional solutions don't cut the mustard. These customers can often have high quality assets but unconventional income and so find it difficult to borrow at reasonable rates and on sensible terms.
What experienced buy to let investors need is lending with imagination. They need a lender that recognises cash flow and net worth are not the same thing. They need a lender that is flexible in their approach and makes considered, logical decisions. Castle Trust Bank is that lender.
We also offer point of sale finance through our Omni Capital Retail Finance arm. Partnering with retailers nationwide, we support their business by offering finance plans to their customers. OmniPort technology gives retailers paperless credit approval which fits seamlessly with their sales processes and customers can use our dedicated customer portal to keep up to date with their loans