Expert Enterprise Architect (Open Banking)

Discover. A brighter future.
With us, you'll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it - we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.
Come build your future, while being the reason millions of people find a brighter financial future with Discover.
Job Description:
What You'll Do
As an enterprise architect, we work to ensure architecture cohesiveness and drive alignment to both business and technology objectives for initiatives that span multiple product areas and/or LOBs. Has a broad view of products, technologies, processes, and data and how they should work together to deliver business value. Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management. As this is for our Open Finance Platform, experience in the Open Banking Industry is strongly preferred.
How You'll Do It

• Extensive experience designing and maintaining scalable API architectures
• Proven track record in defining API specifications, authentication models and partner integration frameworks
• Strong understanding of performance tuning and resilience patterns
• Deep knowledge of secure data-sharing models and industry standards for financial service APIs
• Familiarity with open banking and data privacy regulations (including 1033)
• Skilled at creating clear, well-structured architecture documentation
• Strong ability to analyze and present trade-offs - e.g. between scalability, complexity, security and time-to-market
• Ability to drive standardization in API specifications and their implementation
• Experience in communicating and justifying architectural recommendations to senior stakeholders, review boards, engineering teams and business leaders to ensure alignment and well-informed decision-making
• Partners with business and IT leadership along with product area architects regularly to understand key business initiatives to ensure product area target architectures are aligned with enterprise architecture and industry strategies.
• Provides insights and recommendations to Executive Committee on strategic architectural opportunities.
• Consult on candidate architectures produced by product areas. Assists and guides product areas through the governance process.
• Leads and/or contributes to architectures that span across product areas and/or LOBs.
• Ensures other Enterprise Architects, Domain Architects, and Infrastructure Architects are engaged and strategies are incorporated into target product area architectures.
• Provides conduit for feedback loop between technology enablers (e.g., EAIS, Security, Data) and Value Streams.
• Promotes consistent architecture practices across the architecture community. Stays current with industry architectures and best practices and influence enterprise technology strategy and initiatives.

Qualifications You'll Need
The Basics

• Bachelors Degree in Computer Science, or related field
• 10+ years of experience in Software Development, Software Engineering, or related field
• Internal applicants only: technical proficiency of Expert on the Dreyfus Architect scale.

Physical & Cognitive Requirements

• Primarily remain in a stationary position.
• No required movement about the work environment to complete the major responsibilities of the job.
• Primarily performed indoors in an office setting.
• Ability to communicate verbally.; Ability to communicate in written form.
• Travel up to 10% of the time.

Bonus Points If You Have

• Any security certifications
• Expertise in OAuth 2.0, OIDC, MTLS, JWT
• Experience with OpenShift or other cloud platforms such as AWS, GCP, Azure
• Extensive experience designing systems deployed on cloud providers such as Red Hat OpenShift, AWS, Microsoft Azure, or GCP.
• Familiarity with Java and Spring technologies including Core, Boot, and Cloud
• Experience with Microservices architecture and event driven architecture using Kafka or message service. Both greenfield design and development and evolution or redesign of legacy micro-services
• Extensive experience in logical and physical design of at least one OLTP relational DB such as Postgres or similar.
• Experience designing and evolving external facing Restful APIs in fintech or large financial institution
• Implementing architectural patterns such as Microservices, Pub-Sub, Batch, Guaranteed Delivery, or Event-Driven messaging communication using application integration protocols and technologies including REST, Kafka, Redis and authorization frameworks including Oauth;
• Ability to act as a technical mentor, guiding engineers and product teams in architectural best practices and integration patterns
• Experience fostering a culture of structured decision-making and knowledge share/transfer, ensuring that architectural changes are well-documented and widely understood
• Strong ability to challenge and improve existing processes and assumptions to drive continuous improvement in system design

External applicants will be required to perform a technical interview.
Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a full-time basis.
#LI-KE
#Remote
#BI-Remote
Application Deadline:
The application window for this position is anticipated to close on Mar-05-2025. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed.
Compensation:
The base pay for this position generally ranges between $175,500.00 to $242,300.00. Additional incentives may be provided as part of a market competitive total compensation package. Factors, such as but not limited to, geographical location, relevant experience, education, and skill level may impact the pay for this position.
Benefits:
We also offer a range of benefits and programs based on eligibility. These benefits include:

• Paid Parental Leave
• Paid Time Off
• 401(k) Plan
• Medical, Dental, Vision, & Health Savings Account
• Short and Long Term Disability, Life, and Accidental Death & Dismemberment insurances
• Recognition Program
• Education Assistance
• Commuter Benefits
• Family Support Programs
• Employee Stock Purchase Plan

Learn more at mydiscoverbenefits.com .
What are you waiting for? Apply today!
All Discover employees place our customers at the very center of our work. To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management.
Discover is committed to a diverse and inclusive workplace. Discover is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or other legally protected status. (Know Your Rights & Pay Transparency Nondiscrimination Provision)
Discover complies with federal, state, and local laws applicable to qualified individuals with disabilities and is committed to providing reasonable accommodations. If you require a reasonable accommodation to search for a position, to complete an application, and/or to participate in an interview, please email [email protected] . Any information you provide regarding your accommodation needs will be kept confidential and will only be used to determine and provide necessary accommodation.
At Discover, we are committed to creating an inclusive and equitable workplace through our Fair Chance Hiring practices. Fair Chance Hiring means that we base our hiring decisions on an applicant's qualifications rather than their criminal record. All our positions are subject to Section 19 of the Federal Deposit Insurance Act. Our applicants go through a background check, and we follow all applicable local laws, including the Los Angeles County Fair Chance Hiring Ordinance ( LA County Fair Chance ).
Positions marked as remote eligible are limited to remote locations within the country in which the position is based.
Applicants must be 18 or older at the time of hire.