Optasia is a fully-integrated B2B2X financial technology platform covering scoring, financial decisioning, disbursement & collection. We provide a versatile AI Platform powering financial inclusion, delivering responsible financing decision-making and driving a superior business model & strong customer experience with presence in 30 Countries anchored by 7 Regional Offices.
Data Scientists are significant contributors of Optasia's business intelligence and advanced risk management and members of the Data, Risk & BI department. Data Scientists have experience with the development, deployment and operation of credit risk models, and the day-to-day risk management of large portfolio of loans. They have the capability to (i) develop statistical and machine learning algorithms, (ii) conduct reporting & risk analytics, and (iii) operationalize models and analytics in the daily risk management activities of large portfolios of loans and (iv) developing dashboards and KPIs to support strategic business decisions.
What you will do
- Develop, deploy and operate strategies for credit risk management and revenue optimization.
- Develop and implement machine learning models.
- Deliver credit-risk insights through big data risk analytics.
- Ad-hoc and scheduled reporting analysis for a variety of projects on a daily base.
- Develop well-organized and insightful dashboards.
- Being able to articulate business requirements and communicating effectively.
What you will bring
- BSc and MSc in Mathematical, Statistical or Quantitative Science from an accredited institution.
- Strong analytical skills, evidence of providing data driven business insights.
- Experience in statistical modelling with the usage of Python (or similar programming language).
- Hands-on experience on BI software and tools; like Streamlit, MS Power BI will be considered a plus.
- Base knowledge of technical tools such as Unix shell scripting, Python, Apache Hadoop Data Platform, Apache NiFi and/or Apache Sqoop will be considered a plus.
- Experience using Jira and Confluence; our basic workflow management tool.
- Knowledgeable of Microsoft Office with an advanced knowledge of Excel.
Optional requirements (will be considered a plus):
- Working experience in a related role.
- Hands-on experience of big data processing and analytics.
- Experience with quantitative risk analysis and/or business intelligence.
- Creative skills.
Your key attributes
- Excellent communication (oral and written) skills with the ability to work in an entrepreneurial, fast paced, and team-oriented environment.
- Ability to hit tight deadlines and work under pressure and strict attention to detail.
- Passion for exploring data, providing insights and eagerness to collaborate with other creative minds.
- Ability to multi-task in a dynamic environment.
Why you should apply
What we offer:
💸 Competitive remuneration package
🏝 Extra day off on your birthday
💰 Performance-based bonus scheme
👩🏽⚕️ Comprehensive private healthcare insurance
📲 💻 All the tech gear you need to work smart
Optasia’s Perks:
🎌 Be a part of a multicultural working environment
🎯 Meet a very unique and promising business and industry
🌌 🌠 Gain insights for tomorrow market’s foreground
🎓 A solid career path within our working family is ready for you
📚 Continuous training and access to online training platforms
Optasia’s Values 🌟
#1 Drive to Thrive: Fully dedicated to evolving. We welcome all challenges and learning opportunities.
#2 Customer-First Mindset: We go above and beyond to meet our partners’ and clients’ expectations.
#3 Bridge the Gap: Knowledge is shared, information is exchanged and every opinion counts.
#4 Go-Getter Spirit: We are results oriented. We identify any shortcomings that hold us back and step up to do what’s needed.
#5 Together we will do it: We are committed to supporting one another and to understanding and respecting different perspectives, as we aim to reach our common goals.
Top Skills
What We Do
We deliver Optasia, the AI Platform enabling financial access for the next billion customers. We are changing the world our way.
Α versatile, data-driven B2B2X (business-to-business-to-customers and SMEs) financial technology platform for MNOs, mobile wallet operators and financial institutions, which provides them with accurate credit scoring for responsible financing decision-making.
We support intelligent credit decisions, enable a broad range of financial services development and drive successful business models. All with ease, through our AI-led fully-automated decisioning algorithm, which allows us to efficiently make millions of decisions on financing, based on sophisticated data analysis.
Thanks to our technology and network we provide powerful flywheel effects with repeatable and scalable growth levers, to help our partners grow and enable financial access to retail & SME customers across numerous markets.
Operating since 2012 as Channel VAS and expanded in more than 35 countries in Africa, Middle East, Asia and LATAM with focus in emerging markets, Optasia Enabling credit decisions for an average of 116 million customers a month and had more than 980 million addressable subscribers in 2023, continuing to expand to new markets globally.
Optasia has been chosen as an investment opportunity by top firms such as Abu Dhabi's Waha Capital in 2017, and Ethos, a leading South African investment company in late 2018. The company also obtained ISO 27001 Certification in late 2021. Founded as Channel VAS in 2012, we became Optasia in 2022, incorporating a brand identity that more broadly reflects our capabilities.
