Job Description
It’s about giving people a sense of security.
Do you enjoy researching and extracting insights from data? Would others describe you as being reliable and resourceful? If so, being a Credit Reporting Analyst II with Frost could be for you.
At Frost, it’s about more than a job. It’s about having a flourishing career where you can thrive, both in and out of work. At Frost, we’re committed to fostering an environment that reflects our values and encourages team members to be the best they can be. In joining our adaptable, integrity-driven team, you’ll become part of Frost’s over 150-year legacy of providing unparalleled financial services.
Who you are:
As a Credit Reporting Analyst II, you will be responsible for preparing, documenting, and validating various reports for credit risk and loan portfolios. You will also analyze reports for Credit Administration relationships and report findings and recommendations to management. More than that, this role is about constant improvement and doing so with our signature all-win approach in mind.
What you’ll do:
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Analyze and interpret commercial credit reports including relationships with credit exposure greater than $10 million and highly leveraged transactions. Provide informed recommendations/reports to management and staff
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Collaborate with reporting and business partners to develop and implement best practices for risk identification, measurement, performance, and evaluation
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Document and validate small-scale management reports following the standards outlined by regulators and/or auditors
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Develop and publish complex reports in formats suitable for regulators, executive management, and internal/external auditors
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Participate in the preparation of special reports and other major reporting projects
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Work on the most advanced reporting projects for the area
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Review and innovate processes/procedures
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Establish action plans to close identified gaps or issues in report content
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Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes
What you’ll need:
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Bachelor’s degree in related field
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2+ years banking experience
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Strong analytical, systemic thinking, multi-tasking, and problem solving skills
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Ability to work in a team environment
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Excellent written and verbal communication skills
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Proficient in Microsoft computer applications
Additional Preferred Skills:
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Understanding of commercial lending policies, regulatory compliance requirements, and risk management principles
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Credit/risk experience in financial industry
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Data Warehouse experience
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Knowledge of Cognos or SQL
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Strong presentation skills
Our Benefits:
At Frost, we care about your health, your family, and your future and strive to have our benefits reflect that. This includes:
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Medical, dental, vision, long-term disability, and life insurance
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401(k) matching
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Generous holiday and paid time off schedule
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Tuition reimbursement
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Extensive health and wellness programs, including our Employee Assistance Program
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Referral bonus program + more!
Since 1868, Frost has dedicated their expertise to provide exceptional banking, investment, and insurance services to businesses and individuals throughout Texas. Frost is one of the 50 largest U.S. banks by asset size and is a leader in banking customer satisfaction. At Frost, it’s about being part of something bigger. If this sounds like you, we encourage you to apply and see what’s possible at Frost.
Top Skills
What We Do
The Great Lakes Water Authority (GLWA) is a regional water and sewer authority that services nearly 40 percent of the water customers in Michigan
On June 12, 2015, history was made as the Great Lakes Water Authority and the City of Detroit entered into 40-year leases providing for GLWA’s operation of the regional water and sewer system. On January 1, 2016, GLWA began regional operations. GLWA is an important example of regional collaboration in southeast Michigan, with the City of Detroit, the counties of Wayne, Oakland, and Macomb, and the State of Michigan officially uniting to ensure that both city and suburban water and sewer customers have a powerful voice in the management and direction of one of largest water and wastewater utilities in the United States.
With the stand-up of the new authority, GLWA assumed operational, infrastructure improvements, environmental compliance and budget-setting responsibilities for the regional water and sewage treatment plants, major water transmission mains and sewage interceptors, and related facilities. These facilities are leased from the City of Detroit for an allocation of $50 million per year to fund capital improvements for the City of Detroit retail system and/or Detroit’s share of capital improvements to the regional system.
Currently GLWA provides wholesale water and waste water services to 126 municipalities in seven Southeastern Michigan counties, which is equivalent to approximately 3.9 million customers.
In keeping with the spirit of collaboration from which GLWA was created, the authority is governed by a Board of Directors that includes one representative each from Oakland, Macomb and Wayne counties as well as two representatives from the City of Detroit, and one appointed by the Governor of the State of Michigan to represent customer communities outside the tri-county area
