Credit Analyst

Credit Analyst

This role has been designed as ‘Hybrid’ with an expectation that you will work on average 2 days per week from an HPE office.

Job Description:

HPE Financial services is where we help organizations create the investment they need for digital transformation, in an innovative and sustainable way. We partner with customers across their entire IT asset portfolio from edge to cloud to end-user. Unique to each client’s aspirations and size, our financial and asset management solutions are anchored by best-in-class tech upcycling services. Join us redefine what’s next for you.

Job Family Definition:

Partners with the businesses to ensure that the capital strategies are operationally supported and strategically focused to secure the greatest return on investment for the global company. Gathers financial data and performs financial analyses and reporting (e.g., profit & loss, balance sheet, cash flow, pricing, etc.) to influence decisions within the business and to drive cross-business initiatives (e.g., Mergers & Acquisitions). Drives the forecasting process (weekly, monthly, and long term) by analyzing trends within the businesses and ensuring alignment with business- and corporate-wide objectives. Communicates and drives adherence to Generally Accepted Accounting Principles (GAAP) and the organization's financial goals and policies. Has the fiduciary responsibility to represent financial results correctly both internally and externally. Ensures strong business controls.

Management Level Definition:

Applies intermediate level of subject matter knowledge to solve a variety of common business issues. Works on problems of moderately complex scope. Acts as an informed team member providing analysis of information and limited project direction input. Exercises independent judgment within defined practices and procedures to determine appropriate action. Follows established guidelines and interprets policies. Evaluates unique circumstances and makes recommendations.

What you’ll do:

Responsibilities:

• Approving/declining of credit requests within the designated authority level of the analyst, using the prescribed documentation/formats.
• Recommending of credit requests above the authority level of the analyst for approval/declining to the relevant authorities.
• Research and analysis of financial and other relevant information in order to make the relevant credit decisions/recommendations.
• Approving/declining/recommending requests for credit Extensions, Renewals & Annual Reviews
• Ensure that credit decisions/recommendations are constantly made on the required standard.
• Updating of HPFS systems “Global Put On & Phoenix”
• Responsible for reviewing customers, as determined by HPEFS’ “Know Your Customer” (KYC) procedures & processes to ensure compliance with Anti Money Laundering (AML) legislation
• Liaison with other sales/customer delivery/legal, management
• Liaison with clients

What you need to bring:

Education and Experience Required:

• First level university degree with a focus in business or economics recommended or equivalent experience.

• Sufficient experience in credit/financial analysis. Typically 5 + years of experience in a finance function or exhibiting an exceptionally strong background in some other relevant and applicable area of business

• May have experience in more than one finance function.

Knowledge and Skills:

• Basic understanding of accounting processes and principles.
• Good analytical skills.
• Good business application skills (e.g., Microsoft Excel).
• Good communication skills.
• Good teamwork skills.

Accountability, Accountability, Active Learning (Inactive), Active Listening, Bias, Big Data Analytics, Coaching, Commercial Acumen, Creativity, Critical Thinking, Customer Centricity, Design Thinking, Digital Transformation, Empathy, Financial Planning and Analysis (FP&A), Follow-Through, Growth Mindset, Intellectual Curiosity (Inactive), Internal Controls, Long Term Planning, Management of Change, Managing Ambiguity, Numerical Data Analysis, Policy Management, Problem Solving Mindset {+ 4 more}

Health & Wellbeing

We strive to provide our team members and their loved ones with a comprehensive suite of benefits that supports their physical, financial and emotional wellbeing.

Personal & Professional Development

We also invest in your career because the better you are, the better we all are. We have specific programs catered to helping you reach any career goals you have — whether you want to become a knowledge expert in your field or apply your skills to another division.

Unconditional Inclusion

We are unconditionally inclusive in the way we work and celebrate individual uniqueness. We know varied backgrounds are valued and succeed here. We have the flexibility to manage our work and personal needs. We make bold moves, together, and are a force for good.

#india#financialservices

Job:

Finance

Job Level:

Intermediate

Hewlett Packard Enterprise is EEO Protected Veteran/ Individual with Disabilities.

HPE will comply with all applicable laws related to employer use of arrest and conviction records, including laws requiring employers to consider for employment qualified applicants with criminal histories.