It's fun to work in a company where people truly BELIEVE in what they're doing!
Job Description
- Responsible for internal credit risk assessment: Evaluate the credit risk by analyzing credit reports, income statements, balance sheets, and other financial documents.
- Identify potential risks and recommend risk mitigation strategies for Credit decision
- Ensure that all credit decisions comply with relevant internal credit policy and legal standards
- Maintain accurate and up-to-date records of all credit evaluations and decisions
- Work closely with Account managers, Risk Approvers, and other teams to provide insights and support for decision-making.
- Continuously monitor the credit performance of Partners and adjust credit limits or terms if necessary.
- Proactively do report findings to senior management, providing insights on trends and recommendations for improvements.
Requirements
- A bachelor’s degree in finance, accounting, economics, or a related field.
- Typically 2-5 years of experience in credit analysis, finance, banking or P2P Lending.
- Strong ability to interpret financial statements, financial ratios, and other data points.
- Ability to clearly present findings and recommendations in written and verbal formats.
If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!
What We Do
We don’t innovate for the sake of innovation, we utilize technology to simplify people’s lives so they can enjoy their lives better. That belief is what brought Traveloka to be the leading travel platform in Southeast Asia. Traveloka serves 20+ products that include comprehensive travel services. From transportations to accommodations, discovering nearby attractions, and insurance products to financial services, including the groundbreaking ‘Buy Now Pay Later’.
With 100+ millions downloads in six countries across the SEA region, we aim to keep exploring for better innovations — all to fulfill our users’ travel aspirations so they can enjoy their lives, their way.
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