Counterparty Risk Associate, Treasury Finance

Who we are About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the team

At its core, Stripe is a treasury company. We fulfill our mission of growing the online economy by empowering our users to move money to and from their own user constituents, and to understand and optimize these flows. In this way, our treasury is inextricably intertwined with our products. In order to continue to build novel and powerful products for our users, our own treasury capabilities, including financial risk management capabilities, must be excellent.

Treasury’s Capital & Financial Risk Management (CFRM) team

The Capital and Financial Risk Management team sets Stripe’s financial risk strategy and develops analytical tools to promote risk-aware allocation of our resources ensuring that Stripe has sufficient capital and liquidity to support our users in all operating conditions. Within CFRM, Financial Risk Management also works closely with product and other finance teams to shape our understanding of how Stripe is performing as a business and what our best opportunities are for continued growth. We are looking for someone to join us to work alongside our business partners and our world-class engineers.

What you’ll do

To support Stripe’s growth, we're looking for a stellar candidate to join our NYC-based team. The Counterparty Risk Associate will help shape Stripe’s risk management of global financial partners, building deep knowledge of Stripe’s product and partner risk profile to inform our approach to managing and mitigating the resulting counterparty risks to our business. The ideal candidate will have strong technical and interpersonal skills combined with the ability to work across product, partnerships, data science, and engineering teams, and will drive a product resilience-focused counterparty risk process that incorporates sound financial discipline. 

If you are passionate about risk-centered counterparty management, financial institutions analysis, and driving financial discipline in partner selection central to our company-wide decision making and strategy, we want to hear from you!

Responsibilities

• Represent Treasury CFRM in interactions with Global Partnerships (GP) and key financial partners
• Drive Stripe’s approach to counterparty risk analysis, ensuring that our methodology reflects an optimal balance between fundamentals and market factors 
• Maintain global view into overall resilience of partner support for Stripe’s core products and regions, calling stakeholder attention to areas at risk as they emerge 
• Collaborate with GP, Product, and Legal colleagues to set appropriate risk limits and mitigants for counterparts, incorporating a deep understanding of the risk profile of the product(s) that each partner supports  
• Further build out our financial risk governance framework, including board, management and team level key risk indicators and early warning signals
• Work with data science and engineering teams to develop tooling, observability, and analytics to support these efforts

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

• 7+ years of experience in one or more of: Treasury, financial institutions analysis, financial risk management, and market/settlement risks 
• A proven ability to integrate fundamental analysis with applied risk management foundations, either in an investment portfolio management, debt capital markets, or financial derivatives trading context 
• Track record of strong self-management and ability to handle both high-velocity, short-term deliverables while also progressing longer-term strategic objectives 
• Demonstrated curiosity, resilience, problem-solving skills, and desire to contribute to a high-functioning team operating in a dynamic and fast-paced environment 
• Excellent verbal and written communication skills

Preferred qualifications

• An enthusiastic “roll up your sleeves” and get things done mindset
• The ability to deal effectively with ambiguity and thrive in an unstructured, fast-moving environment
• An inclination to solve problems systematically via infrastructure, automation, and repeatable frameworks
• A builder's mindset with a willingness to question assumptions and conventional wisdom
• Experience with SQL or a willingness to learn is a strong plus