Commercial Lender

Posted 8 Days Ago
Be an Early Applicant
Port Lavaca, TX
Junior
Fintech • Financial Services
The Role
The Commercial Lender is responsible for developing and maintaining relationships with domestic and international customers. This role focuses on identifying customer needs, resolving issues, conducting due diligence, and growing loan and deposit portfolios through business development strategies.
Summary Generated by Built In

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and communities.   IBC bank hires talented, creative and dedicated individuals to help our business succeed.  We are a company that values leadership, community engagement and relationship building that leads to a culture of excellence.   We are currently seeking to fill positions across all business segments. IBC's focus is to be customer centric and strive to provide excellent customer experience. 

Time Type:

Full time

This is an in-office position.

Department:

220 Commercial Lending

Job Summary:

The position of International Officer is charged with creating long-term value to IBC through customer and community interaction. This position is responsible for developing and retaining relationships, within bank policies and guidelines, with both international and domestic customers, and when appropriate introduces customers to IBC specialists who can assist with specific financial needs. Engages new and existing clients in the collection of information and documentation to complete due diligence. Through community involvement, the employee should establish a network of public and private sector leads to create opportunities for the bank and community.

Job Description:

ESSENTIAL JOB FUNCTIONS

The statements on this job description are intended to describe the general nature of level of work being performed by incumbents.  They are not an exhaustive list of all responsibilities, duties, and skills required by all incumbents.

Sales

  • Identifies and establishes relationships with prospective domestic and international customers.    
  • Strengthens existing customer relationships by assessing their needs and recommending products and/or services to meet those needs in order to grow the deposit and loan portfolios.   
  • Meets with customers to resolve any problems or complaints.
  • Additional duties may include approving wire transfers, preparing and/or updating performance-related reports.      

Business Development

  • Identifies new business opportunities utilizing existing portfolio of clients and by developing community partners. 

Strategic Planning

  • Reviews and assists to update reports related to the international business plan.    

Other

  • Guides new employees through initial orientation by providing relevant information on Bank programs, policies and procedures.  Monitors employee progress.
  • Ensures the Bank’s compliance with applicable laws, regulations and Bank policies and procedures, including but not limited to those related to confidentiality, Anti-Money Laundering laws and regulations, Banking Secrecy Act and USA Patriot Act.

Required

  • Two year college degree or comparable combination of education and work experience.
  • Ability to communicate (orally and in writing) with all levels of co-workers and customers in a professional manner in English and Spanish.

Preferred

  • High motivation with ability to successfully meet individual and team performance goals.
  • Experience identifying new opportunities.  
  • Experience interacting positively with unsatisfied customers.
  • Ability to work effectively in a team environment.
  • Basic Microsoft Office skills.
  • Effective organizational, multi-tasking and prioritizing skills.
  • Strong attention to detail and accuracy skills.
The Company
Laredo, , TX ,
1,861 Employees
On-site Workplace

What We Do

IBC Bank was founded in 1966 and today it serves as the flagship bank of International Bancshares Corporation. Since its opening, IBC has grown in assets to more than $15 billion making it one of Texas’ largest holding companies.

We believe in doing more for the communities we serve. And we've made that commitment for the last 50+ years. We know that when our communities succeed, we all succeed.

Affirmative Action/ Equal Opportunity Employer
Member FDIC/ International Bancshares Corporation

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