Clara is the leading spend management platform for companies in Latin America. Our end-to-end solution includes locally-issued corporate cards, bill pay, and our highly-rated software platform; already being used by thousands of the most successful companies across the region.
Clara is backed by top investors and strategics including Accial Capital, Canary, Citi Ventures, Coatue, DST Global, General Catalyst, Goldman Sachs, ICONIQ Growth, Kaszek, Monashees, and Notable Capital, as well as prominent angel investors.
We are seeking a highly motivated and analytical Capital Markets Associate to join our dynamic finance team. Collaborating with internal teams and external stakeholders, you will support Clara's fundraising efforts, optimize our capital structure, and contribute to key financial initiatives. We are open to working locations in Mexico City, São Paulo, or remote.
This is an excellent opportunity for a detail-oriented professional with a passion for problem-solving and driving impactful results at a fast-growing fintech startup.
Responsibilities
- Debt Financing
- Support the structuring, negotiation, and execution of debt facilities, including asset-backed financing, venture debt, and revolving credit lines.
- Build and maintain financial models to evaluate funding alternatives, forecast cash flows, and assess cost of capital.
- Analyze portfolio performance and concentration risks to align funding decisions with growth objectives.
- Investor Relations
- Maintain relationships with existing lenders and develop materials for ongoing communication, including covenant reporting and portfolio updates.
- Assist in preparing pitch materials, financial projections, investor updates, and other documentation for both existing and prospective equity investors.
- Market Intelligence
- Conduct market research to benchmark Clara's debt terms against industry peers and identify innovative financing structures.
- Monitor macro trends, interest rates, and capital market developments to inform financing strategies.
- Strategic Finance
- Collaborate with the finance team to evaluate funding options for new geographies and credit products.
- Support ad hoc corporate finance projects, including regulatory compliance, tax optimization, and risk management.
Qualifications
- Bachelor’s degree in finance, economics, business, or a related field.
- 2 - 4 years of experience in capital markets, investment banking, corporate finance, or buyside investing roles. Startup experience is also a plus.
- Exceptional financial modeling and analytical skills, with strong interpersonal, project management, and problem-solving skills.
- Familiarity with debt instruments, credit analysis, and asset-backed financing structures.
- Ability to manage multiple projects and work effectively in a fast-paced environment.
- Excellent communication and presentation skills, with experience preparing materials for executive-level audiences.
- Bilingual proficiency in English as well as Spanish or Portuguese is required.
The way we do things is as important as what we do. That is why we operate on a set of carefully-identified values. They are what we expect from ourselves and each other in our day-to-day.
We value
* Clarity - Open and direct communication
* Simplicity - Pare things down to the essential
* Ownership - We're all owners and act like it
* Pride - Make quality products we're proud of
* Always Be Changing (ABC) - Continuous self-improvement
* Inclusivity - Every voice counts; we value each other for our shared mission and contributions
We are
* Shaping business finances in Latin America
* Driven by our 6 core values
* Proud of our inclusive and caring culture
* Certified as Top LinkedIn Startup
What We offer
* Competitive salary & a robust stock ownership plan
* 100% flexible work model
* A set of benefits that are adaptable to your needs & way of life
* Opportunities for growth in a fast-paced environment
* A chance to shape B2B payments in Latin America and increase the region’s economic competitiveness
What We Do
Clara is the leading payment platform for companies in Latin America. Our end-to-end solution includes our locally-issued corporate cards, Bill Pay, crossborder payments, and our highly-rated software platform used by thousands of the most successful companies across the region. Clara is backed by top global and regional investors such as Coatue, DST Global, General Catalyst, monashees, Kaszek, Canary, A*, BoxGroup, SV Angel, GFC, Picus Capital, Avid Ventures, ICONIQ Growth, Goldman Sachs, and prominent angel investors. Driven by our six core values (Ownership, Pride, ABC, Simplicity, Clarity and Inclusivity) we’ve reached a unicorn valuation in record time, have been recognized as a Great Place to Work and as one of the most promising startups according to Linkedin’s ranking “Top Startups 2021”. We’re looking for the best talent worldwide to join our team and be part of this journey, so you can't afford to miss this chance! We are: * Shaping business finances in Latin America * Driven by our 6 core values * Proud of our inclusive and caring culture * Certified as a Great Place to Work and a Top LinkedIn Startup
