Pontera is a fintech company on a mission to help people retire better. Our software platform enables retirement savers to get the help they need managing their 401(k) and other retirement plan accounts as part of a personalized strategy by their trusted financial advisor.
Pontera is used by financial advisors across the nation– from SMB to Fortune 500 RIA firms, independent broker-dealers, plan custodians, and plan advisors.
Backed by leading venture capital firms including ICONIQ Growth and Lightspeed Venture Partners, Pontera is built by talented individuals who share a dedication to helping people retire with greater security.
Our team is fast-growing and driven to become one of the largest fintech companies in the world. Our culture is built on a people-first principle: in a complex and numbers-driven industry, we never lose sight of the people we serve and work alongside. That’s where you come in.
We are seeking a skilled and experienced Back-End Java Developer to join our dynamic development team. The ideal candidate will be responsible for designing, implementing, and maintaining robust server-side applications, ensuring high performance, scalability, and reliability. You will work closely with front-end developers, product managers, and other stakeholders to deliver high-quality software solutions.
RESPONSIBILITIES
- Develop, test, and maintain high-performance Java applications and services.
- Design and implement RESTful APIs and microservices.
- Optimize application performance, scalability, and reliability.
- Collaborate with front-end developers, DevOps teams, and product managers to define and execute technical requirements.
- Implement security best practices and data protection measures.
- Participate in code reviews and ensure adherence to best coding practices and standards.
- Debug and resolve technical issues and production incidents.
- Write and maintain technical documentation.
REQUIREMENTS
- Bachelor’s degree in Computer Science, Engineering, or a related field.
- Proven experience as a Back-End Java Developer with at least 5+ years of hands-on development experience.
- Proficiency in Java 8+ and object-oriented programming principles.
- Experience with Spring Boot, Hibernate, JPA, and other Java frameworks.
- Strong knowledge of relational databases (e.g., MySQL, PostgreSQL) and NoSQL databases (e.g., MongoDB, Redis).
- Experience with RESTful APIs and microservices architecture.
- Proficiency in cloud services (AWS).
- Knowledge of CI/CD pipelines, containerization (Docker, Kubernetes), and DevOps practices.
- Understanding of version control systems (Git, GitHub/GitLab/Bitbucket).
- Familiarity with message brokers like Kafka, RabbitMQ, or ActiveMQ is a plus.
- Strong problem-solving skills and the ability to work in an agile development environment.
Preferred Qualifications:
- Experience with multi-threading and concurrency in Java applications.
- Familiarity with GraphQL and WebSockets.
- Knowledge of automated testing frameworks like JUnit, Mockito, or TestNG.
- Hands-on experience with caching mechanisms such as Redis or Memcached.
- Experience in performance tuning and optimization.
WHAT WE OFFER
- Impactful Opportunity: Be part of a fast-growing startup that's transforming the FinTech industry and make a significant impact on our products and customers.
- Team Culture: Join a collaborative, collegial, and fun work environment with regular team-building events and a supportive atmosphere.
- Equity Participation: All new hires are eligible for equity grants, ensuring you share in the company’s success.
- Professional Growth: Take advantage of sponsored learning and development programs to enhance your skills and grow your career.
- Work Flexibility: Enjoy a hybrid work model with in-office collaboration on Monday, Tuesday, and Wednesday, and remote work on Sunday and Thursday.
Top Skills
What We Do
Pontera is a Fintech company that helps financial advisors report on, manage, and trade their clients' held-away accounts, including 401(k)s, 403(b)s, HSAs and more. The platform is designed to work across account types and integrate seamlessly into existing technology to help advisors improve their clients' financial outcomes. Founded in 2012, Pontera is headquartered in New York City.
At the core of our team is a strong belief that helping people retire comfortably is of critical importance. Pontera is designed to help advisors not only analyze their clients’ held away accounts to provide greater visibility, but to enable advisors to take action and manage accounts on their clients’ behalf, improving the client experience, potentially adding accretive performance, and helping to mitigate compliance and security concerns around managing held away accounts.
Each of us believes strongly in the mission of helping millions of people achieve the best retirement possible.
Why Work With Us
We are proud of our People-First mentality and culture. You will have the unique and exciting opportunity to be part of a team whose mission is to scale Pontera into one of the largest FinTech companies in the world.
Gallery






Pontera Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
We're in-office on Tues/Weds/Thurs and we work from home on Mon/Fri!