Associate Contracts Counsel

Octane® is revolutionizing recreational purchases by delivering a seamless, end-to-end digital buying experience. We connect people with their passions by combining cutting-edge technology and innovative risk strategies to make lifestyle purchases - like powersports vehicles, RVs, and OPE - fast, easy, and accessible.

Octane adds value throughout the customer journey: inspiring enthusiasts with our editorial brands, including Cycle World® and UTV Driver®, instantly prequalifying consumers for financing online, routing customers to dealerships for an easy closing, and supporting customers throughout their loan with superior loan servicing.

Founded in 2014, we’re a remote-first company with 550+ employees and over 30 OEM and 4,000 dealer partners.

We’re seeking an associate contracts counsel to join our legal team to manage the legal aspect of Vendor contracts across the organization. The ideal candidate will have prior consumer lending experience and be well versed in negotiating contracts & managing multiple vendors. 

Responsibilities: 

• Draft, review, and negotiate various contracts, including SaaS agreements, vendor agreements, DPAs, NDAs, licensing arrangements, and service agreements and deliver legal direction and counsel to staff.
• Identify, assess, and mitigate legal risks, ensuring compliance with applicable federal and state consumer protection laws, regulations, and industry standards.
• Advise on contract status, legal risks, and the legal liabilities associated with different transactions.
• Build close relationships with business partners across the Company, including members of the product, engineering, sales, risk, operations, finance and people teams and advise on a wide range of corporate vendor relationships to ensure statutory and regulatory compliance.
• Assist, collaborate, and lead as directed on Legal-related matters, company initiatives, and other responsibilities as directed.
• Legal point of contact for the company's vendor contract needs.

Requirements: 

• Member of a US State Bar.
• J.D. degree from an ABA-accredited law school.
• 5+ years of experience practicing corporate law at a law firm or financial services business.
• Excellent negotiation, consultation, and analytical skills.
• Knowledge of 3rd party risk assessments and applying a vendor management program.
• Ability to proactively manage a diverse and complex workload, while maintaining priorities and driving towards successful outcomes.
• Solid written and verbal communication skills with an ability to translate complex legal issues into concise and practical guidance to laymen across the company.
• Excellent strategic business insight and personal integrity.
• Detail-oriented, enthusiastic, resourceful, diligent, and comfortable acting in the face of ambiguity.
• Advanced skills with the Google Suite, MS Office, DocuSign and other online platforms.
• Demonstrating effective project and time management skills.
• Operate autonomously.

Preferred Skills: 

• Knowledge of relevant consumer lending, consumer protection, cybersecurity, privacy and security regulations (Including but not limited to: TILA, FCRA, FDCPA, AML/BSA, OFAC sanctions and UDAAP).
• 2+ years of experience in consumer finance law and regulation.
• Ability to balance legal risk with business objectives and provide pragmatic, solution oriented advice.
• Experience with contract lifecycle management tools is preferred.

Compensation: The role described above offers a base salary of $103,000 to $140,000.  Your offer will be based on the alignment of your qualifications with the requirements of the job, location, and internal equity.  In addition to the above-mentioned salary, Total Rewards include a stock option package, and benefits as outlined below.

Benefits: 

• Robust Health Care Plans (Medical, Dental & Vision) 
• Generous Parental Leave
• Up to 5 weeks time off (self managed) 
• Retirement Plan (401K) with company match
• Educational Assistance/Tuition Reimbursement up to $3K/year
• Life Insurance (Basic, Voluntary & AD&D)
• Short Term/Long Term Disability
• Robust Ancillary benefits including accident insurance, hospital insurance etc. 
• Powersports Safety Benefit
• Wellhub (Gympass) Wellness Benefit

Disclaimer:  The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification.  They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.  All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.

Octane Lending is an equal opportunity employer committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment.